Ghs pt - work hardening/int 2hrs at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$705.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$705.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.60 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $41.60 ↓ -94%
BCBS MCRHMO $41.74 ↓ -94%
Aetna MCR $48.65 ↓ -93%
CorVel Corporation WORKERSCOMP $78.85 ↓ -89%
Prime Health WC $80.51 ↓ -89%
Careworks (Rockport Community) WORKERSCOMP $83.00 ↓ -88%
Oscar HIX $91.66 ↓ -87%
Simply Healthcare HIX $117.75 ↓ -83%
Cigna NBN $122.69 ↓ -83%
Molina Healthcare MGMCR $133.97 ↓ -81%
AvMed HMOFI $169.22 ↓ -76%
United OptionsPPO $171.34 ↓ -76%
Sunshine State Health Plan QHP $179.80 ↓ -75%
AvMed ASOEO $197.43 ↓ -72%
Aetna ASA $211.53 ↓ -70%
Molina Healthcare HIX $225.63 ↓ -68%
Humana HMO $267.94 ↓ -62%
Humana PPO $267.94 ↓ -62%
Cigna ManagedCareHMO $292.62 ↓ -58%
Cigna PPO $292.62 ↓ -58%
United GlobalBenefitPlan $317.30 ↓ -55%
Plotkin Health COMM $352.55 ↓ -50%
AvMed HIXOON $352.55 ↓ -50%
Prime Health Sheriff COMM $352.55 ↓ -50%
Prime Health Sheriff WORKERSCOMP $352.55 ↓ -50%
Multiplan Primary $549.98 ↓ -22%
Multiplan Complementary $599.34 ↓ -15%
PPO Next PPO $599.34 ↓ -15%
PPO Next COMM $599.34 ↓ -15%
NovaNet COMM $634.59 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +2027%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Ghs pt - work hardening/int 2hrs at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $724.65 not published
Adventhealth Palm Coast Parkway Palm Coast $416.35 not published
Adventhealth Tampa Tampa $425.13 not published
AdventHealth New Smyrna Beach New Smyrna Beach $690.14 not published
cleveland clinic florida weston hospital Weston $815.75 $17.96 – $1,066.75
martin north hospital Stuart $815.75 $18.91 – $627.50
indian river hospital Vero Beach $815.75 $17.96 – $1,004.00
Baptist Hospital MIAMI $512.20 $17.76 – $709.20

All Florida hospitals for this procedure →