Ghs musc tst done w/nerv tst lim at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,390.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,390.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.65 with CorVel Corporation vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $44.65 ↓ -97%
Prime Health WC $45.59 ↓ -97%
Careworks (Rockport Community) WORKERSCOMP $47.00 ↓ -97%
BCBS MCRPPO $82.02 ↓ -94%
BCBS MCRHMO $82.29 ↓ -94%
Aetna MCR $95.92 ↓ -93%
BCBS MBN $159.86 ↓ -89%
BCBS BSL $159.86 ↓ -89%
BCBS SBN $159.86 ↓ -89%
Oscar HIX $180.71 ↓ -87%
BCBS HMO $202.95 ↓ -85%
BCBS NWB $202.95 ↓ -85%
BCBS PPO $202.95 ↓ -85%
Aetna QHP $211.30 ↓ -85%
Simply MGMCR $214.08 ↓ -85%
Simply Healthcare HIX $232.15 ↓ -83%
Cigna NBN $241.88 ↓ -83%
Molina Healthcare MGMCR $264.12 ↓ -81%
Aetna PPO $293.31 ↓ -79%
Aetna HMO $293.31 ↓ -79%
AvMed HMOFI $333.62 ↓ -76%
United OptionsPPO $337.79 ↓ -76%
BCBS PHS $351.70 ↓ -75%
Sunshine State Health Plan QHP $354.48 ↓ -74%
AvMed ASOEO $389.23 ↓ -72%
Aetna ASA $417.03 ↓ -70%
Molina Healthcare HIX $444.83 ↓ -68%
Humana PPO $528.24 ↓ -62%
Humana HMO $528.24 ↓ -62%
Cigna ManagedCareHMO $576.89 ↓ -59%
Cigna PPO $576.89 ↓ -59%
United GlobalBenefitPlan $625.54 ↓ -55%
Prime Health Sheriff COMM $695.05 ↓ -50%
Prime Health Sheriff WORKERSCOMP $695.05 ↓ -50%
Plotkin Health COMM $695.05 ↓ -50%
AvMed HIXOON $695.05 ↓ -50%
Multiplan Primary $1,084.28 ↓ -22%
PPO Next COMM $1,181.58 ↓ -15%
Multiplan Complementary $1,181.58 ↓ -15%
PPO Next PPO $1,181.58 ↓ -15%
NovaNet COMM $1,251.09 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +979%

Visitor-reported prices

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Ghs musc tst done w/nerv tst lim at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $175.74 not published
Adventhealth Tampa Tampa $419.91 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $837.00 $44.65 – $45.59
cleveland clinic florida weston hospital Weston $900.90 $14.92 – $1,059.10
martin north hospital Stuart $809.90 $42.26 – $623.00
indian river hospital Vero Beach $809.90 $31.56 – $996.80
Baptist Hospital MIAMI $388.05 $85.02 – $537.30
Bethesda Hospital East BOYNTON BEACH $388.05 $85.02 – $537.30

All Florida hospitals for this procedure →