Ghs insertion of needle - bone at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$270.14 with CorVel Corporation vs $47,578.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $270.14 | — |
| Prime Health | WC | $275.83 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $284.36 | — |
| BCBS | PHS | $1,998.00 | — |
| BCBS | BSL | $2,036.00 | — |
| BCBS | MBN | $2,036.00 | — |
| BCBS | SBN | $2,036.00 | — |
| Simply | MGMCR | $2,250.00 | — |
| BCBS | HMO | $2,635.00 | — |
| BCBS | PPO | $2,687.00 | — |
| BCBS | NWB | $2,687.00 | — |
| Evolutions | COMM | $3,010.00 | — |
| Molina Healthcare | MGMCR | $3,950.00 | — |
| AvMed | HMOFI | $8,168.00 | — |
| Simply Healthcare | HIX | $8,170.00 | — |
| AvMed | ASOEO | $8,971.00 | — |
| United | AllPayerAppendix | $9,000.00 | — |
| Molina Healthcare | HIX | $9,611.00 | — |
| Oscar | HIX | $10,185.00 | — |
| Sunshine State Health Plan | QHP | $10,204.00 | — |
| Ultimate Health Plan | MCR | $12,500.00 | — |
| Cigna | NBN | $19,890.00 | — |
| Humana | HMO | $35,663.00 | — |
| Humana | PPO | $35,663.00 | — |
| Cigna | PPO | $47,578.00 | — |
| Cigna | ManagedCareHMO | $47,578.00 | — |
Visitor-reported prices
Comments
Ghs insertion of needle - bone at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $400.55 – $741.02 |
| Adventhealth Daytona Beach | Daytona Beach | $582.02 | not published |
| Adventhealth Lake Wales | Lake Wales | $1,008.91 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $521.65 | not published |
| Adventhealth Tampa | Tampa | $1,177.06 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $1,061.91 | $466.50 – $851.84 |
| cleveland clinic florida weston hospital | Weston | $1,864.20 | $45.45 – $2,437.80 |
| martin north hospital | Stuart | $1,864.20 | $45.45 – $1,434.00 |