Ghs fish hybrid in situ 100-300 at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$140.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$140.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.56 with Simply vs $126.00 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $21.56 ↓ -85%
Molina Healthcare MGMCR $26.60 ↓ -81%
AvMed HMOFI $33.60 ↓ -76%
United OptionsPPO $34.02 ↓ -76%
Sunshine State Health Plan QHP $35.70 ↓ -75%
AvMed ASOEO $39.20 ↓ -72%
Aetna ASA $42.00 ↓ -70%
Molina Healthcare HIX $44.80 ↓ -68%
Humana TRICARE $46.40 ↓ -67%
TriWest Healthcare Alliance FED $50.17 ↓ -64%
Humana MGMCRPPO $51.19 ↓ -63%
United AllPayerAppendix $51.19 ↓ -63%
United VACCN $51.19 ↓ -63%
Humana MGMCRHMO $51.19 ↓ -63%
NDMS Definitive Care MGMCR $51.19 ↓ -63%
Veterans Evaluation Services MCR $51.19 ↓ -63%
Hospice Big Bend FED $51.19 ↓ -63%
Wellmed MGMCR $51.19 ↓ -63%
BCBS MCRHMO $52.21 ↓ -63%
BCBS MCRPPO $52.21 ↓ -63%
United MCR $52.21 ↓ -63%
Aetna MCR $52.47 ↓ -63%
Humana PPO $53.20 ↓ -62%
Humana HMO $53.20 ↓ -62%
Sunshine State MCR $53.75 ↓ -62%
WellCare MCR $53.75 ↓ -62%
American Health Plan MCR $54.26 ↓ -61%
Florida Complete Care MCR $54.77 ↓ -61%
Align Senior Care MGMCR $54.77 ↓ -61%
Healthspring of Florida MGMGR $54.77 ↓ -61%
Gold Kidney of Florida MCR $55.80 ↓ -60%
Centurion GVT $56.31 ↓ -60%
Clear Spring Health MCR $56.31 ↓ -60%
Ultimate Health Plan MCR $58.87 ↓ -58%
Longevity Health Plan MCR $61.43 ↓ -56%
United GlobalBenefitPlan $63.00 ↓ -55%
Oscar HIX $69.11 ↓ -51%
Plotkin Health COMM $70.00 ↓ -50%
AvMed HIXOON $70.00 ↓ -50%
Prime Health Sheriff COMM $70.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $70.00 ↓ -50%
Simply Healthcare HIX $79.86 ↓ -43%
Multiplan Primary $109.20 ↓ -22%
PPO Next COMM $119.00 ↓ -15%
Multiplan Complementary $119.00 ↓ -15%
PPO Next PPO $119.00 ↓ -15%
NovaNet COMM $126.00 ↓ -10%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Ghs fish hybrid in situ 100-300 at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $36.26 $51.19 – $192.40
Adventhealth Daytona Beach Daytona Beach $373.68 $48.63 – $85.44
Adventhealth Palm Coast Parkway Palm Coast $153.52 $48.63 – $109.34
Adventhealth Tampa Tampa $790.11 $51.19 – $113.64
AdventHealth New Smyrna Beach New Smyrna Beach $252.31 $48.63 – $111.82
Adventhealth Port Charlotte Port Charlotte $341.69 $51.19 – $93.47
cleveland clinic florida weston hospital Weston $1,014.00 $22.32 – $86.70
martin north hospital Stuart $1,014.00 $23.49 – $76.50

All Florida hospitals for this procedure →