Ghs fish cytogen at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$58.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.00 with Simply vs $52.60 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $9.00 ↓ -85%
Molina Healthcare MGMCR $11.11 ↓ -81%
AvMed HMOFI $14.03 ↓ -76%
United OptionsPPO $14.20 ↓ -76%
Sunshine State Health Plan QHP $14.90 ↓ -75%
AvMed ASOEO $16.37 ↓ -72%
Aetna ASA $17.54 ↓ -70%
Molina Healthcare HIX $18.70 ↓ -68%
Humana TRICARE $19.41 ↓ -67%
TriWest Healthcare Alliance FED $20.99 ↓ -64%
Humana MGMCRPPO $21.42 ↓ -63%
United AllPayerAppendix $21.42 ↓ -63%
United VACCN $21.42 ↓ -63%
Humana MGMCRHMO $21.42 ↓ -63%
NDMS Definitive Care MGMCR $21.42 ↓ -63%
Veterans Evaluation Services MCR $21.42 ↓ -63%
Hospice Big Bend FED $21.42 ↓ -63%
Wellmed MGMCR $21.42 ↓ -63%
BCBS MCRHMO $21.85 ↓ -63%
BCBS MCRPPO $21.85 ↓ -63%
United MCR $21.85 ↓ -63%
Aetna MCR $21.96 ↓ -62%
Humana PPO $22.21 ↓ -62%
Humana HMO $22.21 ↓ -62%
Sunshine State MCR $22.49 ↓ -62%
WellCare MCR $22.49 ↓ -62%
American Health Plan MCR $22.71 ↓ -61%
Florida Complete Care MCR $22.92 ↓ -61%
Align Senior Care MGMCR $22.92 ↓ -61%
Healthspring of Florida MGMGR $22.92 ↓ -61%
Gold Kidney of Florida MCR $23.35 ↓ -60%
Centurion GVT $23.56 ↓ -60%
Clear Spring Health MCR $23.56 ↓ -60%
Ultimate Health Plan MCR $24.63 ↓ -58%
Longevity Health Plan MCR $25.70 ↓ -56%
United GlobalBenefitPlan $26.30 ↓ -55%
Oscar HIX $28.92 ↓ -51%
Plotkin Health COMM $29.23 ↓ -50%
AvMed HIXOON $29.23 ↓ -50%
Prime Health Sheriff COMM $29.23 ↓ -50%
Prime Health Sheriff WORKERSCOMP $29.23 ↓ -50%
Simply Healthcare HIX $33.42 ↓ -43%
Multiplan Primary $45.59 ↓ -22%
PPO Next COMM $49.68 ↓ -15%
Multiplan Complementary $49.68 ↓ -15%
PPO Next PPO $49.68 ↓ -15%
NovaNet COMM $52.60 ↓ -10%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Ghs fish cytogen at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $36.26 $21.42 – $80.28
Adventhealth Daytona Beach Daytona Beach $203.83 $20.35 – $35.75
Adventhealth Palm Coast Parkway Palm Coast $219.52 $20.35 – $45.75
Adventhealth Tampa Tampa $330.61 $21.42 – $47.55
AdventHealth New Smyrna Beach New Smyrna Beach $149.76 $20.35 – $46.79
Adventhealth Port Charlotte Port Charlotte $143.58 $21.42 – $39.11
cleveland clinic florida weston hospital Weston $1,014.00 $10.75 – $36.55
martin north hospital Stuart $1,014.00 $12.60 – $32.25

All Florida hospitals for this procedure →