Ghs elect vertical elct at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$205.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$205.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.12 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $12.12 ↓ -94%
BCBS MCRHMO $12.16 ↓ -94%
Aetna MCR $14.17 ↓ -93%
CorVel Corporation WORKERSCOMP $19.95 ↓ -90%
Prime Health WC $20.37 ↓ -90%
Careworks (Rockport Community) WORKERSCOMP $21.00 ↓ -90%
Oscar HIX $26.70 ↓ -87%
Aetna QHP $31.22 ↓ -85%
Simply Healthcare HIX $34.30 ↓ -83%
Cigna NBN $35.74 ↓ -83%
Molina Healthcare MGMCR $39.03 ↓ -81%
Aetna PPO $43.34 ↓ -79%
Aetna HMO $43.34 ↓ -79%
AvMed HMOFI $49.30 ↓ -76%
United OptionsPPO $49.91 ↓ -76%
Sunshine State Health Plan QHP $52.38 ↓ -74%
AvMed ASOEO $57.51 ↓ -72%
Aetna ASA $61.62 ↓ -70%
Molina Healthcare HIX $65.73 ↓ -68%
Humana HMO $78.05 ↓ -62%
Humana PPO $78.05 ↓ -62%
Cigna ManagedCareHMO $85.24 ↓ -59%
Cigna PPO $85.24 ↓ -59%
United GlobalBenefitPlan $92.43 ↓ -55%
Prime Health Sheriff COMM $102.70 ↓ -50%
Prime Health Sheriff WORKERSCOMP $102.70 ↓ -50%
Plotkin Health COMM $102.70 ↓ -50%
AvMed HIXOON $102.70 ↓ -50%
Multiplan Primary $160.21 ↓ -22%
PPO Next COMM $174.59 ↓ -15%
Multiplan Complementary $174.59 ↓ -15%
PPO Next PPO $174.59 ↓ -15%
NovaNet COMM $184.86 ↓ -10%
American Health Plan MCR $15,000.00 ↑ +7203%

Visitor-reported prices

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Ghs elect vertical elct at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $121.55 $4.03 – $187.00
martin north hospital Stuart $121.55 $4.49 – $187.00
AdventHealth Orlando Orlando $900.00 not published
Adventhealth Carrollwood Tampa $970.20 not published
HCA FLORIDA ORANGE PARK HOSPITAL MIDDLEBURG $786.15 $19.95 – $20.37
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $19.95 – $20.37
indian river hospital Vero Beach not published $81.82 – $103.36
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $19.95 – $20.37

All Florida hospitals for this procedure →