Gamunex-c/gammaked at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.98 with BCBS vs $148.50 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | SBN | $18.98 | — |
| BCBS | BSL | $18.98 | — |
| BCBS | MBN | $18.98 | — |
| BCBS | HMO | $24.09 | — |
| BCBS | PPO | $24.09 | — |
| BCBS | NWB | $24.09 | — |
| Simply | MGMCR | $25.41 | — |
| United | OptionsPPO | $40.09 | — |
| BCBS | PHS | $41.74 | — |
| Humana | TRICARE | $46.90 | — |
| Aetna | ASA | $49.50 | — |
| Molina Healthcare | HIX | $52.80 | — |
| United | GlobalBenefitPlan | $74.25 | — |
| United | AllPayerAppendix | $80.98 | — |
| Prime Health Sheriff | COMM | $82.50 | — |
| Plotkin Health | COMM | $82.50 | — |
| Prime Health Sheriff | WORKERSCOMP | $82.50 | — |
| AvMed | HIXOON | $82.50 | — |
| Evolutions | COMM | $90.75 | — |
| Multiplan | Primary | $128.70 | — |
| Multiplan | Complementary | $140.25 | — |
| PPO Next | COMM | $140.25 | — |
| PPO Next | PPO | $140.25 | — |
| NovaNet | COMM | $148.50 | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Gamunex-c/gammaked at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $14,990.73 | not published |
| Adventhealth Lake Wales | Lake Wales | $44,952.79 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $11,203.54 | not published |
| Adventhealth Tampa | Tampa | $24,941.37 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $10,844.95 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $8,325.20 | not published |
| HCA FLORIDA SOUTH SHORE HOSPITAL | PARRISH | $4,986.36 | $46.90 – $105.52 |
| Adventhealth Palm Coast | Palm Coast | $11,203.54 | not published |