Ftl cgen abnor four anal at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$33.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$33.55
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.17 with Simply vs $239.46 with Simply Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Simply | MGMCR | $5.17 | ↓ -85% |
| Molina Healthcare | MGMCR | $6.37 | ↓ -81% |
| AvMed | HMOFI | $8.05 | ↓ -76% |
| United | OptionsPPO | $8.15 | ↓ -76% |
| Sunshine State Health Plan | QHP | $8.56 | ↓ -74% |
| AvMed | ASOEO | $9.39 | ↓ -72% |
| Aetna | ASA | $10.06 | ↓ -70% |
| Molina Healthcare | HIX | $10.74 | ↓ -68% |
| Humana | HMO | $12.75 | ↓ -62% |
| Humana | PPO | $12.75 | ↓ -62% |
| United | GlobalBenefitPlan | $15.10 | ↓ -55% |
| Prime Health Sheriff | WORKERSCOMP | $16.77 | ↓ -50% |
| Prime Health Sheriff | COMM | $16.77 | ↓ -50% |
| AvMed | HIXOON | $16.77 | ↓ -50% |
| Plotkin Health | COMM | $16.77 | ↓ -50% |
| Multiplan | Primary | $26.17 | ↓ -22% |
| Multiplan | Complementary | $28.52 | ↓ -15% |
| PPO Next | PPO | $28.52 | ↓ -15% |
| PPO Next | COMM | $28.52 | ↓ -15% |
| NovaNet | COMM | $30.19 | ↓ -10% |
| CorVel Corporation | WORKERSCOMP | $61.72 | ↑ +84% |
| Prime Health | WC | $63.02 | ↑ +88% |
| Careworks (Rockport Community) | WORKERSCOMP | $64.97 | ↑ +94% |
| Humana | TRICARE | $139.13 | ↑ +315% |
| TriWest Healthcare Alliance | FED | $150.43 | ↑ +348% |
| Wellmed | MGMCR | $153.50 | ↑ +358% |
| Humana | MGMCRHMO | $153.50 | ↑ +358% |
| Hospice Big Bend | FED | $153.50 | ↑ +358% |
| United | VACCN | $153.50 | ↑ +358% |
| United | AllPayerAppendix | $153.50 | ↑ +358% |
| Humana | MGMCRPPO | $153.50 | ↑ +358% |
| NDMS Definitive Care | MGMCR | $153.50 | ↑ +358% |
| Veterans Evaluation Services | MCR | $153.50 | ↑ +358% |
| United | MCR | $156.57 | ↑ +367% |
| BCBS | MCRPPO | $156.57 | ↑ +367% |
| BCBS | MCRHMO | $156.57 | ↑ +367% |
| Aetna | MCR | $157.34 | ↑ +369% |
| WellCare | MCR | $161.18 | ↑ +380% |
| Sunshine State | MCR | $161.18 | ↑ +380% |
| American Health Plan | MCR | $162.71 | ↑ +385% |
| Align Senior Care | MGMCR | $164.25 | ↑ +390% |
| Florida Complete Care | MCR | $164.25 | ↑ +390% |
| Healthspring of Florida | MGMGR | $164.25 | ↑ +390% |
| Gold Kidney of Florida | MCR | $167.32 | ↑ +399% |
| Clear Spring Health | MCR | $168.85 | ↑ +403% |
| Centurion | GVT | $168.85 | ↑ +403% |
| Ultimate Health Plan | MCR | $176.52 | ↑ +426% |
| Longevity Health Plan | MCR | $184.20 | ↑ +449% |
| Oscar | HIX | $207.23 | ↑ +518% |
| Simply Healthcare | HIX | $239.46 | ↑ +614% |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
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Ftl cgen abnor four anal at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $153.50 – $577.20 |
| Adventhealth Daytona Beach | Daytona Beach | $444.24 | $145.82 – $256.19 |
| Adventhealth Lake Wales | Lake Wales | $483.53 | $153.50 – $340.77 |
| Adventhealth Palm Coast Parkway | Palm Coast | $147.48 | $145.82 – $327.86 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $100.61 | $145.82 – $335.32 |
| Adventhealth Port Charlotte | Port Charlotte | $537.25 | $153.50 – $280.29 |
| cleveland clinic florida weston hospital | Weston | $248.95 | $76.88 – $325.55 |
| martin north hospital | Stuart | $248.95 | $52.45 – $179.00 |