Fetal non stress test at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$2,725.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,725.80
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.77 with Humana vs $4,128.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $8.77 | ↓ -100% |
| CorVel Corporation | WORKERSCOMP | $287.14 | ↓ -89% |
| Prime Health | WC | $293.18 | ↓ -89% |
| Careworks (Rockport Community) | WORKERSCOMP | $302.25 | ↓ -89% |
| Oscar | HIX | $354.35 | ↓ -87% |
| Aetna | QHP | $414.32 | ↓ -85% |
| Simply | MGMCR | $419.77 | ↓ -85% |
| Simply Healthcare | HIX | $455.21 | ↓ -83% |
| Cigna | NBN | $474.29 | ↓ -83% |
| Aetna | PPO | $575.14 | ↓ -79% |
| Aetna | HMO | $575.14 | ↓ -79% |
| AvMed | HMOFI | $654.19 | ↓ -76% |
| United | OptionsPPO | $662.37 | ↓ -76% |
| Sunshine State Health Plan | QHP | $695.08 | ↓ -74% |
| AvMed | ASOEO | $763.22 | ↓ -72% |
| Aetna | ASA | $817.74 | ↓ -70% |
| Molina Healthcare | HIX | $872.26 | ↓ -68% |
| Humana | HMO | $1,035.80 | ↓ -62% |
| Humana | PPO | $1,035.80 | ↓ -62% |
| Cigna | PPO | $1,131.21 | ↓ -58% |
| Cigna | ManagedCareHMO | $1,131.21 | ↓ -58% |
| United | GlobalBenefitPlan | $1,226.61 | ↓ -55% |
| AvMed | HIXOON | $1,362.90 | ↓ -50% |
| Prime Health Sheriff | COMM | $1,362.90 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $1,362.90 | ↓ -50% |
| Plotkin Health | COMM | $1,362.90 | ↓ -50% |
| Evolutions | COMM | $1,499.19 | ↓ -45% |
| BCBS | BSL | $1,782.00 | ↓ -35% |
| BCBS | SBN | $1,782.00 | ↓ -35% |
| BCBS | MBN | $1,782.00 | ↓ -35% |
| Molina Healthcare | MGMCR | $1,950.00 | ↓ -28% |
| Multiplan | Primary | $2,126.12 | ↓ -22% |
| PPO Next | COMM | $2,316.93 | ↓ -15% |
| Multiplan | Complementary | $2,316.93 | ↓ -15% |
| PPO Next | PPO | $2,316.93 | ↓ -15% |
| BCBS | HMO | $2,335.00 | ↓ -14% |
| BCBS | PHS | $2,422.00 | ↓ -11% |
| BCBS | NWB | $2,437.00 | ↓ -11% |
| BCBS | PPO | $2,437.00 | ↓ -11% |
| NovaNet | COMM | $2,453.22 | ↓ -10% |
| United | AllPayerAppendix | $4,128.00 | ↑ +51% |
Visitor-reported prices
Comments
Fetal non stress test at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $201.93 – $373.57 |
| Adventhealth Daytona Beach | Daytona Beach | $513.60 | $200.57 – $352.36 |
| Adventhealth Tampa | Tampa | $730.46 | $211.12 – $468.69 |
| Adventhealth Port Charlotte | Port Charlotte | $1,501.44 | $211.12 – $385.51 |
| martin north hospital | Stuart | $805.35 | $23.91 – $503.00 |
| indian river hospital | Vero Beach | $653.90 | $30.90 – $804.80 |
| Baptist Hospital | MIAMI | $666.90 | $125.24 – $923.40 |
| Bethesda Hospital East | BOYNTON BEACH | $666.90 | $125.24 – $923.40 |