Fetal contract stress test 59020 - 26 at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$3,094.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,094.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.29 with Humana vs $4,128.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $20.29 ↓ -99%
CorVel Corporation WORKERSCOMP $287.14 ↓ -91%
Prime Health WC $293.18 ↓ -91%
Careworks (Rockport Community) WORKERSCOMP $302.25 ↓ -90%
Oscar HIX $402.26 ↓ -87%
Aetna QHP $470.33 ↓ -85%
Simply MGMCR $476.52 ↓ -85%
Simply Healthcare HIX $516.75 ↓ -83%
Cigna NBN $538.41 ↓ -83%
Aetna PPO $652.90 ↓ -79%
Aetna HMO $652.90 ↓ -79%
AvMed HMOFI $742.63 ↓ -76%
United OptionsPPO $751.91 ↓ -76%
AvMed ASOEO $866.40 ↓ -72%
Aetna ASA $928.29 ↓ -70%
Cigna ManagedCareHMO $1,284.13 ↓ -59%
Cigna PPO $1,284.13 ↓ -59%
United GlobalBenefitPlan $1,392.43 ↓ -55%
Plotkin Health COMM $1,547.15 ↓ -50%
AvMed HIXOON $1,547.15 ↓ -50%
Prime Health Sheriff COMM $1,547.15 ↓ -50%
Prime Health Sheriff WORKERSCOMP $1,547.15 ↓ -50%
Evolutions COMM $1,701.87 ↓ -45%
BCBS MBN $1,782.00 ↓ -42%
BCBS BSL $1,782.00 ↓ -42%
BCBS SBN $1,782.00 ↓ -42%
Molina Healthcare MGMCR $1,950.00 ↓ -37%
BCBS HMO $2,335.00 ↓ -25%
Multiplan Primary $2,413.55 ↓ -22%
BCBS PHS $2,422.00 ↓ -22%
BCBS NWB $2,437.00 ↓ -21%
BCBS PPO $2,437.00 ↓ -21%
PPO Next COMM $2,630.16 ↓ -15%
Multiplan Complementary $2,630.16 ↓ -15%
PPO Next PPO $2,630.16 ↓ -15%
NovaNet COMM $2,784.87 ↓ -10%
Molina Healthcare HIX $3,242.00 ↑ +5%
United AllPayerAppendix $4,128.00 ↑ +33%

Visitor-reported prices

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Fetal contract stress test 59020 - 26 at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $201.93 – $373.57
Adventhealth Daytona Beach Daytona Beach $604.24 $200.57 – $352.36
Adventhealth Tampa Tampa $2,089.82 $211.12 – $468.69
Adventhealth Port Charlotte Port Charlotte $1,501.44 $211.12 – $385.51
indian river hospital Vero Beach $171.60 $35.90 – $264.00
Baptist Hospital MIAMI $878.80 $125.24 – $1,216.80
Bethesda Hospital East BOYNTON BEACH $878.80 $125.24 – $1,216.80
Baptist Health Hospital Doral SOUTH MIAMI $878.80 $121.40 – $1,216.80

All Florida hospitals for this procedure →