External chromosome analysis 20-25 cells at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$42.79 with Simply vs $250.07 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Simply | MGMCR | $42.79 | — |
| Molina Healthcare | MGMCR | $52.79 | — |
| AvMed | HMOFI | $66.68 | — |
| United | OptionsPPO | $67.52 | — |
| Sunshine State Health Plan | QHP | $70.85 | — |
| AvMed | ASOEO | $77.80 | — |
| Aetna | ASA | $83.36 | — |
| Molina Healthcare | HIX | $88.91 | — |
| Humana | PPO | $105.58 | — |
| Humana | HMO | $105.58 | — |
| United | GlobalBenefitPlan | $125.03 | — |
| Humana | TRICARE | $131.07 | — |
| Prime Health Sheriff | WORKERSCOMP | $138.93 | — |
| Prime Health Sheriff | COMM | $138.93 | — |
| AvMed | HIXOON | $138.93 | — |
| Plotkin Health | COMM | $138.93 | — |
| TriWest Healthcare Alliance | FED | $141.72 | — |
| Hospice Big Bend | FED | $144.61 | — |
| Humana | MGMCRHMO | $144.61 | — |
| Humana | MGMCRPPO | $144.61 | — |
| United | VACCN | $144.61 | — |
| United | AllPayerAppendix | $144.61 | — |
| NDMS Definitive Care | MGMCR | $144.61 | — |
| Veterans Evaluation Services | MCR | $144.61 | — |
| Wellmed | MGMCR | $144.61 | — |
| BCBS | MCRPPO | $147.50 | — |
| BCBS | MCRHMO | $147.50 | — |
| United | MCR | $147.50 | — |
| Aetna | MCR | $148.23 | — |
| WellCare | MCR | $151.84 | — |
| Sunshine State | MCR | $151.84 | — |
| American Health Plan | MCR | $153.29 | — |
| Florida Complete Care | MCR | $154.73 | — |
| Align Senior Care | MGMCR | $154.73 | — |
| Healthspring of Florida | MGMGR | $154.73 | — |
| Gold Kidney of Florida | MCR | $157.62 | — |
| Centurion | GVT | $159.07 | — |
| Clear Spring Health | MCR | $159.07 | — |
| Ultimate Health Plan | MCR | $166.30 | — |
| Longevity Health Plan | MCR | $173.53 | — |
| Oscar | HIX | $195.22 | — |
| Multiplan | Primary | $216.72 | — |
| Simply Healthcare | HIX | $225.59 | — |
| PPO Next | COMM | $236.17 | — |
| Multiplan | Complementary | $236.17 | — |
| PPO Next | PPO | $236.17 | — |
| NovaNet | COMM | $250.07 | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
External chromosome analysis 20-25 cells at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $144.61 – $544.08 |
| Adventhealth Daytona Beach | Daytona Beach | $715.81 | $137.38 – $241.35 |
| Adventhealth Palm Coast Parkway | Palm Coast | $770.88 | $137.38 – $308.87 |
| Adventhealth Tampa | Tampa | $645.98 | $144.61 – $321.03 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $525.91 | $137.38 – $315.90 |
| Adventhealth Port Charlotte | Port Charlotte | $1,068.48 | $144.61 – $264.06 |
| cleveland clinic florida weston hospital | Weston | $422.50 | $47.50 – $190.00 |
| martin north hospital | Stuart | $422.50 | $42.49 – $159.07 |