Established Patient Office Visit (level 2) at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$799.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$799.65
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.45 with CorVel Corporation vs $15,000.00 with American Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $29.45 | ↓ -96% |
| Prime Health | WC | $30.07 | ↓ -96% |
| Careworks (Rockport Community) | WORKERSCOMP | $31.00 | ↓ -96% |
| BCBS | MCRPPO | $47.18 | ↓ -94% |
| BCBS | MCRHMO | $47.34 | ↓ -94% |
| Aetna | MCR | $55.18 | ↓ -93% |
| BCBS | BSL | $91.96 | ↓ -88% |
| BCBS | MBN | $91.96 | ↓ -88% |
| BCBS | SBN | $91.96 | ↓ -88% |
| BCBS | HMO | $116.75 | ↓ -85% |
| BCBS | PPO | $116.75 | ↓ -85% |
| BCBS | NWB | $116.75 | ↓ -85% |
| Aetna | QHP | $121.55 | ↓ -85% |
| Simply | MGMCR | $123.15 | ↓ -85% |
| Cigna | NBN | $139.14 | ↓ -83% |
| Molina Healthcare | MGMCR | $151.93 | ↓ -81% |
| Aetna | PPO | $168.73 | ↓ -79% |
| Aetna | HMO | $168.73 | ↓ -79% |
| United | OptionsPPO | $194.31 | ↓ -76% |
| BCBS | PHS | $202.31 | ↓ -75% |
| Sunshine State Health Plan | QHP | $203.91 | ↓ -75% |
| Aetna | ASA | $239.90 | ↓ -70% |
| Molina Healthcare | HIX | $255.89 | ↓ -68% |
| Humana | HMO | $303.87 | ↓ -62% |
| Humana | PPO | $303.87 | ↓ -62% |
| Cigna | PPO | $331.85 | ↓ -59% |
| Cigna | ManagedCareHMO | $331.85 | ↓ -59% |
| United | GlobalBenefitPlan | $359.84 | ↓ -55% |
| Prime Health Sheriff | COMM | $399.82 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $399.82 | ↓ -50% |
| Plotkin Health | COMM | $399.82 | ↓ -50% |
| AvMed | HIXOON | $399.82 | ↓ -50% |
| Evolutions | COMM | $439.81 | ↓ -45% |
| Multiplan | Primary | $623.73 | ↓ -22% |
| Multiplan | Complementary | $679.70 | ↓ -15% |
| PPO Next | PPO | $679.70 | ↓ -15% |
| PPO Next | COMM | $679.70 | ↓ -15% |
| NovaNet | COMM | $719.68 | ↓ -10% |
| American Health Plan | MCR | $15,000.00 | ↑ +1776% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 2) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $347.20 | not published |
| Adventhealth Lake Wales | Lake Wales | $462.63 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $347.20 | not published |
| Adventhealth Tampa | Tampa | $440.60 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $318.21 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $738.59 | not published |
| cleveland clinic florida weston hospital | Weston | $182.00 | $15.00 – $159.80 |
| martin north hospital | Stuart | $182.00 | $19.33 – $94.00 |