Endo knee-shin hydral swg ph at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,459.95 with Humana vs $5,517.47 with Longevity Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $4,459.95
TriWest Healthcare Alliance FED $4,505.93
Humana MGMCRPPO $4,597.89
Hospice Big Bend FED $4,597.89
Humana MGMCRHMO $4,597.89
United VACCN $4,597.89
NDMS Definitive Care MGMCR $4,597.89
Veterans Evaluation Services MCR $4,597.89
Wellmed MGMCR $4,597.89
BCBS MCRPPO $4,689.85
BCBS MCRHMO $4,689.85
United MCR $4,689.85
Aetna MCR $4,712.84
WellCare MCR $4,827.78
Sunshine State MCR $4,827.78
American Health Plan MCR $4,873.76
Align Senior Care MGMCR $4,919.74
Florida Complete Care MCR $4,919.74
Healthspring of Florida MGMGR $4,919.74
Gold Kidney of Florida MCR $5,011.70
Clear Spring Health MCR $5,057.68
Centurion GVT $5,057.68
Ultimate Health Plan MCR $5,287.57
Longevity Health Plan MCR $5,517.47

Visitor-reported prices

visitor-reported
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Endo knee-shin hydral swg ph at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $3,678.31 – $5,517.47
cleveland clinic florida weston hospital Weston not published $6,950.94 – $6,950.94
martin north hospital Stuart not published $6,641.68 – $6,641.68
indian river hospital Vero Beach not published $8,328.40 – $8,328.40
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $4,459.95 – $6,666.94
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $4,368.00 – $6,666.94
HCA FLORIDA KENDALL HOSPITAL DORAL not published $4,459.95 – $9,655.57
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE not published $4,459.95 – $7,816.41

All Florida hospitals for this procedure →