Endo cath panc duct s&i at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$9,721.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,721.45
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$573.57 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | MCRPPO | $573.57 | ↓ -94% |
| BCBS | MCRHMO | $575.51 | ↓ -94% |
| Aetna | MCR | $670.78 | ↓ -93% |
| CorVel Corporation | WORKERSCOMP | $732.61 | ↓ -92% |
| Prime Health | WC | $748.03 | ↓ -92% |
| Careworks (Rockport Community) | WORKERSCOMP | $771.17 | ↓ -92% |
| Simply | MGMCR | $1,497.10 | ↓ -85% |
| Molina Healthcare | MGMCR | $1,847.08 | ↓ -81% |
| AvMed | HMOFI | $2,333.15 | ↓ -76% |
| United | OptionsPPO | $2,362.31 | ↓ -76% |
| Sunshine State Health Plan | QHP | $2,478.97 | ↓ -74% |
| AvMed | ASOEO | $2,722.01 | ↓ -72% |
| Aetna | ASA | $2,916.43 | ↓ -70% |
| Molina Healthcare | HIX | $3,110.86 | ↓ -68% |
| Humana | PPO | $3,694.15 | ↓ -62% |
| Humana | HMO | $3,694.15 | ↓ -62% |
| United | GlobalBenefitPlan | $4,374.65 | ↓ -55% |
| Plotkin Health | COMM | $4,860.73 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $4,860.73 | ↓ -50% |
| Prime Health Sheriff | COMM | $4,860.73 | ↓ -50% |
| AvMed | HIXOON | $4,860.73 | ↓ -50% |
| Multiplan | Primary | $7,582.73 | ↓ -22% |
| PPO Next | COMM | $8,263.23 | ↓ -15% |
| Multiplan | Complementary | $8,263.23 | ↓ -15% |
| PPO Next | PPO | $8,263.23 | ↓ -15% |
| NovaNet | COMM | $8,749.31 | ↓ -10% |
| American Health Plan | MCR | $15,000.00 | ↑ +54% |
| Aetna | HMO | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
Endo cath panc duct s&i at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $3,580.31 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $2,261.71 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $4,355.20 | not published |
| cleveland clinic florida weston hospital | Weston | $757.25 | $22.80 – $804.10 |
| martin north hospital | Stuart | $142.35 | $23.94 – $219.00 |
| indian river hospital | Vero Beach | $142.35 | $22.80 – $219.00 |
| Baptist Hospital | MIAMI | $1,071.20 | $129.63 – $1,483.20 |
| Bethesda Hospital East | BOYNTON BEACH | $1,071.20 | $129.63 – $1,483.20 |