Encephalitis, california igg/igm at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$11.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$11.05

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.70 with Simply vs $84.74 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $1.70 ↓ -85%
Molina Healthcare MGMCR $2.10 ↓ -81%
AvMed HMOFI $2.65 ↓ -76%
United OptionsPPO $2.69 ↓ -76%
Sunshine State Health Plan QHP $2.82 ↓ -74%
AvMed ASOEO $3.09 ↓ -72%
Aetna ASA $3.31 ↓ -70%
Molina Healthcare HIX $3.54 ↓ -68%
Humana HMO $4.20 ↓ -62%
Humana PPO $4.20 ↓ -62%
United GlobalBenefitPlan $4.97 ↓ -55%
Prime Health Sheriff WORKERSCOMP $5.53 ↓ -50%
Prime Health Sheriff COMM $5.53 ↓ -50%
AvMed HIXOON $5.53 ↓ -50%
Plotkin Health COMM $5.53 ↓ -50%
Multiplan Primary $8.62 ↓ -22%
Multiplan Complementary $9.39 ↓ -15%
PPO Next PPO $9.39 ↓ -15%
PPO Next COMM $9.39 ↓ -15%
NovaNet COMM $9.95 ↓ -10%
Humana TRICARE $11.95 ↑ +8%
TriWest Healthcare Alliance FED $12.93 ↑ +17%
United VACCN $13.19 ↑ +19%
United AllPayerAppendix $13.19 ↑ +19%
NDMS Definitive Care MGMCR $13.19 ↑ +19%
Veterans Evaluation Services MCR $13.19 ↑ +19%
Hospice Big Bend FED $13.19 ↑ +19%
Humana MGMCRHMO $13.19 ↑ +19%
Wellmed MGMCR $13.19 ↑ +19%
Humana MGMCRPPO $13.19 ↑ +19%
BCBS MCRHMO $13.45 ↑ +22%
BCBS MCRPPO $13.45 ↑ +22%
United MCR $13.45 ↑ +22%
Aetna MCR $13.52 ↑ +22%
Sunshine State MCR $13.85 ↑ +25%
WellCare MCR $13.85 ↑ +25%
American Health Plan MCR $13.98 ↑ +27%
Healthspring of Florida MGMGR $14.11 ↑ +28%
Florida Complete Care MCR $14.11 ↑ +28%
Align Senior Care MGMCR $14.11 ↑ +28%
Gold Kidney of Florida MCR $14.38 ↑ +30%
Clear Spring Health MCR $14.51 ↑ +31%
Centurion GVT $14.51 ↑ +31%
Ultimate Health Plan MCR $15.17 ↑ +37%
Longevity Health Plan MCR $15.83 ↑ +43%
Oscar HIX $17.81 ↑ +61%
Simply Healthcare HIX $20.58 ↑ +86%
CorVel Corporation WORKERSCOMP $80.50 ↑ +629%
Prime Health WC $82.20 ↑ +644%
Careworks (Rockport Community) WORKERSCOMP $84.74 ↑ +667%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Encephalitis, california igg/igm at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $6.19 $13.19 – $49.72
Adventhealth Daytona Beach Daytona Beach $163.92 $12.53 – $22.01
Adventhealth Palm Coast Parkway Palm Coast $37.50 $12.53 – $28.17
Adventhealth Tampa Tampa $203.58 $13.19 – $29.28
Adventhealth Port Charlotte Port Charlotte $87.93 $13.19 – $24.08
cleveland clinic florida weston hospital Weston $36.40 $5.23 – $47.60
martin north hospital Stuart $36.40 $5.50 – $42.00
indian river hospital Vero Beach $36.40 $5.23 – $44.80

All Florida hospitals for this procedure →