Electrophysiology evaluation at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$11,253.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,253.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$663.97 with BCBS vs $47,578.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | MCRPPO | $663.97 | ↓ -94% |
| BCBS | MCRHMO | $666.22 | ↓ -94% |
| Aetna | MCR | $776.51 | ↓ -93% |
| Aetna | QHP | $1,710.56 | ↓ -85% |
| Simply | MGMCR | $1,733.07 | ↓ -85% |
| Aetna | HMO | $2,374.53 | ↓ -79% |
| Aetna | PPO | $2,374.53 | ↓ -79% |
| AvMed | HMOFI | $2,700.89 | ↓ -76% |
| United | OptionsPPO | $2,734.65 | ↓ -76% |
| AvMed | ASOEO | $3,151.04 | ↓ -72% |
| Evolutions | COMM | $3,340.00 | ↓ -70% |
| Aetna | ASA | $3,376.11 | ↓ -70% |
| United | AllPayerAppendix | $4,665.00 | ↓ -59% |
| United | GlobalBenefitPlan | $5,064.17 | ↓ -55% |
| AvMed | HIXOON | $5,626.85 | ↓ -50% |
| Plotkin Health | COMM | $5,626.85 | ↓ -50% |
| Prime Health Sheriff | COMM | $5,626.85 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $5,626.85 | ↓ -50% |
| Molina Healthcare | MGMCR | $7,500.00 | ↓ -33% |
| CorVel Corporation | WORKERSCOMP | $7,867.30 | ↓ -30% |
| Prime Health | WC | $8,032.93 | ↓ -29% |
| Careworks (Rockport Community) | WORKERSCOMP | $8,281.37 | ↓ -26% |
| Multiplan | Primary | $8,777.89 | ↓ -22% |
| PPO Next | COMM | $9,565.65 | ↓ -15% |
| Multiplan | Complementary | $9,565.65 | ↓ -15% |
| PPO Next | PPO | $9,565.65 | ↓ -15% |
| Molina Healthcare | HIX | $9,611.00 | ↓ -15% |
| NovaNet | COMM | $10,128.33 | ↓ -10% |
| Sunshine State Health Plan | QHP | $10,204.00 | ↓ -9% |
| American Health Plan | MCR | $15,000.00 | ↑ +33% |
| BCBS | PHS | $17,306.00 | ↑ +54% |
| BCBS | BSL | $17,695.00 | ↑ +57% |
| BCBS | MBN | $17,695.00 | ↑ +57% |
| BCBS | SBN | $17,695.00 | ↑ +57% |
| Cigna | NBN | $19,890.00 | ↑ +77% |
| BCBS | HMO | $23,118.00 | ↑ +105% |
| BCBS | NWB | $23,478.00 | ↑ +109% |
| BCBS | PPO | $23,478.00 | ↑ +109% |
| Oscar | HIX | $33,379.00 | ↑ +197% |
| Humana | HMO | $35,663.00 | ↑ +217% |
| Humana | PPO | $35,663.00 | ↑ +217% |
| Simply Healthcare | HIX | $38,312.00 | ↑ +240% |
| Cigna | ManagedCareHMO | $47,578.00 | ↑ +323% |
| Cigna | PPO | $47,578.00 | ↑ +323% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $6,594.98 | not published |
| Adventhealth Tampa | Tampa | $27,820.68 | not published |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $38,984.00 | $8,444.65 – $8,622.44 |
| Adventhealth Port Charlotte | Port Charlotte | $31,993.78 | not published |
| cleveland clinic florida weston hospital | Weston | $12,281.75 | $33.31 – $19,642.00 |
| martin north hospital | Stuart | $11,852.75 | $392.44 – $16,407.00 |
| indian river hospital | Vero Beach | $11,852.75 | $253.14 – $14,588.00 |
| Baptist Hospital | MIAMI | $12,358.45 | $173.17 – $17,111.70 |