Echo tte 2d comp wo ctrst wo clr/dplr at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$4,019.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,019.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$136.80 with CorVel Corporation vs $10,204.00 with Sunshine State Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $136.80 ↓ -97%
Prime Health WC $139.68 ↓ -97%
Careworks (Rockport Community) WORKERSCOMP $144.00 ↓ -96%
Oscar HIX $522.47 ↓ -87%
Simply MGMCR $618.93 ↓ -85%
Simply Healthcare HIX $671.17 ↓ -83%
Cigna NBN $699.31 ↓ -83%
Molina Healthcare MGMCR $763.61 ↓ -81%
AvMed HMOFI $964.56 ↓ -76%
United OptionsPPO $976.62 ↓ -76%
AvMed ASOEO $1,125.32 ↓ -72%
Aetna ASA $1,205.70 ↓ -70%
Molina Healthcare HIX $1,286.08 ↓ -68%
Cigna ManagedCareHMO $1,667.88 ↓ -59%
Cigna PPO $1,667.88 ↓ -59%
United GlobalBenefitPlan $1,808.55 ↓ -55%
Prime Health Sheriff COMM $2,009.50 ↓ -50%
AvMed HIXOON $2,009.50 ↓ -50%
Plotkin Health COMM $2,009.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $2,009.50 ↓ -50%
Multiplan Primary $3,134.82 ↓ -22%
PPO Next COMM $3,416.15 ↓ -15%
Multiplan Complementary $3,416.15 ↓ -15%
PPO Next PPO $3,416.15 ↓ -15%
NovaNet COMM $3,617.10 ↓ -10%
Sunshine State Health Plan QHP $10,204.00 ↑ +154%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Echo tte 2d comp wo ctrst wo clr/dplr at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $2,090.80 $242.63 – $1,678.00
Adventhealth Daytona Beach Daytona Beach $1,965.18 $236.71 – $415.86
Adventhealth Lake Wales Lake Wales $3,366.93 $249.17 – $553.15
Adventhealth Palm Coast Parkway Palm Coast $1,625.70 $236.71 – $532.20
Adventhealth Tampa Tampa $3,206.60 $249.17 – $553.15
AdventHealth New Smyrna Beach New Smyrna Beach $1,109.08 $236.71 – $544.31
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $6,362.00 $136.80 – $139.68
Adventhealth Port Charlotte Port Charlotte $1,968.54 $249.17 – $454.98

All Florida hospitals for this procedure →