Echo stress at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$7,830.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,830.80
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$119.70 with CorVel Corporation vs $7,047.72 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $119.70 | ↓ -98% |
| Prime Health | WC | $122.22 | ↓ -98% |
| Careworks (Rockport Community) | WORKERSCOMP | $126.00 | ↓ -98% |
| Oscar | HIX | $1,018.00 | ↓ -87% |
| Simply | MGMCR | $1,205.94 | ↓ -85% |
| Simply Healthcare | HIX | $1,307.74 | ↓ -83% |
| Cigna | NBN | $1,362.56 | ↓ -83% |
| Molina Healthcare | MGMCR | $1,487.85 | ↓ -81% |
| AvMed | HMOFI | $1,879.39 | ↓ -76% |
| United | OptionsPPO | $1,902.88 | ↓ -76% |
| Sunshine State Health Plan | QHP | $1,996.85 | ↓ -75% |
| AvMed | ASOEO | $2,192.62 | ↓ -72% |
| Aetna | ASA | $2,349.24 | ↓ -70% |
| Molina Healthcare | HIX | $2,505.86 | ↓ -68% |
| Humana | HMO | $2,975.70 | ↓ -62% |
| Humana | PPO | $2,975.70 | ↓ -62% |
| Cigna | PPO | $3,249.78 | ↓ -59% |
| Cigna | ManagedCareHMO | $3,249.78 | ↓ -59% |
| United | GlobalBenefitPlan | $3,523.86 | ↓ -55% |
| Prime Health Sheriff | COMM | $3,915.40 | ↓ -50% |
| AvMed | HIXOON | $3,915.40 | ↓ -50% |
| Plotkin Health | COMM | $3,915.40 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $3,915.40 | ↓ -50% |
| Multiplan | Primary | $6,108.02 | ↓ -22% |
| PPO Next | COMM | $6,656.18 | ↓ -15% |
| Multiplan | Complementary | $6,656.18 | ↓ -15% |
| PPO Next | PPO | $6,656.18 | ↓ -15% |
| NovaNet | COMM | $7,047.72 | ↓ -10% |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Echo stress at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $550.37 – $1,678.00 |
| Adventhealth Daytona Beach | Daytona Beach | $1,364.04 | $542.08 – $952.35 |
| Adventhealth Palm Coast Parkway | Palm Coast | $3,232.56 | $542.08 – $1,218.77 |
| Adventhealth Tampa | Tampa | $5,551.89 | $570.61 – $1,266.75 |
| Adventhealth Port Charlotte | Port Charlotte | $3,751.43 | $570.61 – $1,041.93 |
| cleveland clinic florida weston hospital | Weston | $2,978.95 | $61.53 – $3,349.85 |
| martin north hospital | Stuart | $2,978.95 | $55.05 – $1,970.50 |
| indian river hospital | Vero Beach | $2,561.65 | $98.28 – $3,152.80 |