Drsg oasis ultr ster 3lyr 7x10 70sqcm -cost per sq cm at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$38.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.24 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $2.24 ↓ -94%
BCBS MCRHMO $2.25 ↓ -94%
Aetna MCR $2.62 ↓ -93%
BCBS BSL $4.37 ↓ -89%
BCBS SBN $4.37 ↓ -89%
BCBS MBN $4.37 ↓ -89%
BCBS HMO $5.55 ↓ -85%
BCBS PPO $5.55 ↓ -85%
BCBS NWB $5.55 ↓ -85%
Simply MGMCR $5.85 ↓ -85%
Humana TRICARE $8.82 ↓ -77%
United OptionsPPO $9.23 ↓ -76%
BCBS PHS $9.61 ↓ -75%
Aetna ASA $11.40 ↓ -70%
Molina Healthcare HIX $12.16 ↓ -68%
United GlobalBenefitPlan $17.10 ↓ -55%
Prime Health Sheriff WORKERSCOMP $19.00 ↓ -50%
AvMed HIXOON $19.00 ↓ -50%
Prime Health Sheriff COMM $19.00 ↓ -50%
Plotkin Health COMM $19.00 ↓ -50%
Evolutions COMM $20.90 ↓ -45%
Multiplan Primary $29.64 ↓ -22%
PPO Next COMM $32.30 ↓ -15%
Multiplan Complementary $32.30 ↓ -15%
PPO Next PPO $32.30 ↓ -15%
NovaNet COMM $34.20 ↓ -10%
United AllPayerAppendix $209.78 ↑ +452%
American Health Plan MCR $15,000.00 ↑ +39374%

Visitor-reported prices

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Drsg oasis ultr ster 3lyr 7x10 70sqcm -cost per sq cm at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $101.41 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $41.00 $9.09 – $209.78
HCA FLORIDA LAKE MONROE HOSPITAL SANFORD $44.13 $8.82 – $209.78
HCA FLORIDA LAKE CITY HOSPITAL LIVE OAK $26.50 $8.82 – $209.78
HCA FLORIDA WESTSIDE HOSPITAL PLANTATION $2,183.16 $8.82 – $209.78
AdventHealth Orlando Orlando $111.00 not published
Adventhealth Riverview Riverview $101.41 not published
Adventhealth Carrollwood Tampa $120.52 not published

All Florida hospitals for this procedure →