Disability dlco at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$416.45

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$416.45

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.35 with CorVel Corporation vs $374.81 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $31.35 ↓ -92%
Prime Health WC $32.01 ↓ -92%
Careworks (Rockport Community) WORKERSCOMP $33.00 ↓ -92%
Oscar HIX $54.14 ↓ -87%
Aetna QHP $63.30 ↓ -85%
Simply MGMCR $64.13 ↓ -85%
Simply Healthcare HIX $69.55 ↓ -83%
Cigna NBN $72.46 ↓ -83%
Molina Healthcare MGMCR $79.13 ↓ -81%
Aetna HMO $87.87 ↓ -79%
Aetna PPO $87.87 ↓ -79%
AvMed HMOFI $99.95 ↓ -76%
United OptionsPPO $101.20 ↓ -76%
Sunshine State Health Plan QHP $106.19 ↓ -75%
AvMed ASOEO $116.61 ↓ -72%
Aetna ASA $124.94 ↓ -70%
Molina Healthcare HIX $133.26 ↓ -68%
Humana PPO $158.25 ↓ -62%
Humana HMO $158.25 ↓ -62%
Cigna PPO $172.83 ↓ -58%
Cigna ManagedCareHMO $172.83 ↓ -58%
United GlobalBenefitPlan $187.40 ↓ -55%
Prime Health Sheriff WORKERSCOMP $208.22 ↓ -50%
Plotkin Health COMM $208.22 ↓ -50%
AvMed HIXOON $208.22 ↓ -50%
Prime Health Sheriff COMM $208.22 ↓ -50%
Multiplan Primary $324.83 ↓ -22%
PPO Next COMM $353.98 ↓ -15%
Multiplan Complementary $353.98 ↓ -15%
PPO Next PPO $353.98 ↓ -15%
NovaNet COMM $374.81 ↓ -10%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Disability dlco at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $157.05 – $290.54
Adventhealth Daytona Beach Daytona Beach $300.28 $214.21 – $376.33
Adventhealth Palm Coast Parkway Palm Coast $275.65 $214.21 – $481.61
Adventhealth Tampa Tampa $836.98 $225.48 – $500.57
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $580.00 $31.35 – $32.01
Adventhealth Port Charlotte Port Charlotte $676.70 $225.48 – $411.73
cleveland clinic florida weston hospital Weston $659.10 $10.37 – $765.00
martin north hospital Stuart $659.10 $9.28 – $450.00

All Florida hospitals for this procedure →