Debride skin bone at fx site at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,933.06 with CorVel Corporation vs $40,673.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $1,933.06
Molina Healthcare MGMCR $1,950.00
Prime Health WC $1,973.76
Careworks (Rockport Community) WORKERSCOMP $2,034.80
Simply MGMCR $2,250.00
Simply Healthcare HIX $2,419.00
Oscar HIX $3,008.00
Molina Healthcare HIX $3,242.00
Evolutions COMM $4,530.00
United AllPayerAppendix $5,507.00
AvMed HMOFI $8,168.00
AvMed ASOEO $8,971.00
Cigna NBN $17,004.00
BCBS HMO $18,413.00
BCBS BSL $19,136.00
BCBS MBN $19,136.00
BCBS SBN $19,136.00
BCBS PPO $25,924.00
BCBS NWB $25,924.00
BCBS PHS $34,579.00
Cigna ManagedCareHMO $40,673.00
Cigna PPO $40,673.00

Visitor-reported prices

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Debride skin bone at fx site at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $27,561.20 $537.00 – $6,734.00
cleveland clinic florida weston hospital Weston $6,976.45 $201.20 – $9,123.05
martin north hospital Stuart $6,976.45 $336.74 – $5,366.50
Baptist Hospital MIAMI $4,382.95 $173.17 – $6,068.70
Boca Raton Regional Hospital BOCA RATON $3,366.35 $476.00 – $3,381.89
AdventHealth Orlando Orlando $7,146.00 $3,033.33 – $8,038.33
Adventhealth Riverview Riverview $27,561.20 not published
Adventhealth Carrollwood Tampa $27,561.20 $537.00 – $6,734.00

All Florida hospitals for this procedure →