Cytopathology fna adequacy evaluation first episode each site interp/rpt at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$135.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$135.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.62 with Oscar vs $275.89 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $17.62 ↓ -87%
Simply MGMCR $20.87 ↓ -85%
Simply Healthcare HIX $22.64 ↓ -83%
Molina Healthcare MGMCR $25.75 ↓ -81%
AvMed HMOFI $32.53 ↓ -76%
United OptionsPPO $32.94 ↓ -76%
Sunshine State Health Plan QHP $34.57 ↓ -74%
AvMed ASOEO $37.95 ↓ -72%
Aetna ASA $40.67 ↓ -70%
Molina Healthcare HIX $43.38 ↓ -68%
United AllPayerAppendix $49.76 ↓ -63%
Humana PPO $51.51 ↓ -62%
Humana HMO $51.51 ↓ -62%
United GlobalBenefitPlan $61.00 ↓ -55%
Plotkin Health COMM $67.78 ↓ -50%
Prime Health Sheriff WORKERSCOMP $67.78 ↓ -50%
AvMed HIXOON $67.78 ↓ -50%
Prime Health Sheriff COMM $67.78 ↓ -50%
Multiplan Primary $105.73 ↓ -22%
PPO Next COMM $115.22 ↓ -15%
Multiplan Complementary $115.22 ↓ -15%
PPO Next PPO $115.22 ↓ -15%
NovaNet COMM $122.00 ↓ -10%
CorVel Corporation WORKERSCOMP $262.10 ↑ +93%
Prime Health WC $267.61 ↑ +97%
Careworks (Rockport Community) WORKERSCOMP $275.89 ↑ +104%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Cytopathology fna adequacy evaluation first episode each site interp/rpt at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $108.80 $49.47 – $357.00
Adventhealth Daytona Beach Daytona Beach $442.45 $51.70 – $90.82
Adventhealth Palm Coast Parkway Palm Coast $55.85 $51.70 – $116.23
Adventhealth Tampa Tampa $194.74 $54.42 – $120.81
AdventHealth New Smyrna Beach New Smyrna Beach $159.00 $51.70 – $118.88
Adventhealth Port Charlotte Port Charlotte $244.97 $54.42 – $99.37
cleveland clinic florida weston hospital Weston $388.70 $40.63 – $598.00
martin north hospital Stuart $388.70 $49.47 – $598.00

All Florida hospitals for this procedure →