Cytopathology concentration technique smears & interpretation at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$737.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$737.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.84 with United vs $663.30 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $33.84 ↓ -95%
Oscar HIX $95.81 ↓ -87%
Simply MGMCR $113.50 ↓ -85%
Simply Healthcare HIX $123.08 ↓ -83%
Molina Healthcare MGMCR $140.03 ↓ -81%
CorVel Corporation WORKERSCOMP $162.80 ↓ -78%
Prime Health WC $166.23 ↓ -77%
Careworks (Rockport Community) WORKERSCOMP $171.37 ↓ -77%
AvMed HMOFI $176.88 ↓ -76%
United OptionsPPO $179.09 ↓ -76%
Sunshine State Health Plan QHP $187.94 ↓ -74%
AvMed ASOEO $206.36 ↓ -72%
Aetna ASA $221.10 ↓ -70%
Molina Healthcare HIX $235.84 ↓ -68%
Humana HMO $280.06 ↓ -62%
Humana PPO $280.06 ↓ -62%
United GlobalBenefitPlan $331.65 ↓ -55%
AvMed HIXOON $368.50 ↓ -50%
Plotkin Health COMM $368.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $368.50 ↓ -50%
Prime Health Sheriff COMM $368.50 ↓ -50%
Multiplan Primary $574.86 ↓ -22%
PPO Next COMM $626.45 ↓ -15%
Multiplan Complementary $626.45 ↓ -15%
PPO Next PPO $626.45 ↓ -15%
NovaNet COMM $663.30 ↓ -10%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Cytopathology concentration technique smears & interpretation at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $77.20 $33.43 – $168.88
Adventhealth Daytona Beach Daytona Beach $360.87 not published
Adventhealth Lake Wales Lake Wales $116.10 $39.00 – $86.59
Adventhealth Palm Coast Parkway Palm Coast $44.39 $37.05 – $83.31
Adventhealth Tampa Tampa $143.48 not published
AdventHealth New Smyrna Beach New Smyrna Beach $205.43 not published
Adventhealth Port Charlotte Port Charlotte $166.19 $39.00 – $71.22
cleveland clinic florida weston hospital Weston $299.65 $11.52 – $190.00

All Florida hospitals for this procedure →