Cytogenetics 25-99 at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$82.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$82.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.74 with Simply vs $74.43 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $12.74 ↓ -85%
Molina Healthcare MGMCR $15.71 ↓ -81%
AvMed HMOFI $19.85 ↓ -76%
United OptionsPPO $20.10 ↓ -76%
Sunshine State Health Plan QHP $21.09 ↓ -74%
AvMed ASOEO $23.16 ↓ -72%
Aetna ASA $24.81 ↓ -70%
Molina Healthcare HIX $26.46 ↓ -68%
Humana PPO $31.43 ↓ -62%
Humana HMO $31.43 ↓ -62%
United GlobalBenefitPlan $37.22 ↓ -55%
Humana TRICARE $38.41 ↓ -54%
Prime Health Sheriff WORKERSCOMP $41.35 ↓ -50%
Prime Health Sheriff COMM $41.35 ↓ -50%
AvMed HIXOON $41.35 ↓ -50%
Plotkin Health COMM $41.35 ↓ -50%
TriWest Healthcare Alliance FED $41.53 ↓ -50%
Hospice Big Bend FED $42.38 ↓ -49%
Humana MGMCRHMO $42.38 ↓ -49%
Humana MGMCRPPO $42.38 ↓ -49%
United VACCN $42.38 ↓ -49%
United AllPayerAppendix $42.38 ↓ -49%
NDMS Definitive Care MGMCR $42.38 ↓ -49%
Veterans Evaluation Services MCR $42.38 ↓ -49%
Wellmed MGMCR $42.38 ↓ -49%
BCBS MCRPPO $43.23 ↓ -48%
BCBS MCRHMO $43.23 ↓ -48%
United MCR $43.23 ↓ -48%
Aetna MCR $43.44 ↓ -47%
WellCare MCR $44.50 ↓ -46%
Sunshine State MCR $44.50 ↓ -46%
American Health Plan MCR $44.92 ↓ -46%
Florida Complete Care MCR $45.35 ↓ -45%
Align Senior Care MGMCR $45.35 ↓ -45%
Healthspring of Florida MGMGR $45.35 ↓ -45%
Gold Kidney of Florida MCR $46.19 ↓ -44%
Centurion GVT $46.62 ↓ -44%
Clear Spring Health MCR $46.62 ↓ -44%
Ultimate Health Plan MCR $48.74 ↓ -41%
Longevity Health Plan MCR $50.86 ↓ -39%
Oscar HIX $57.21 ↓ -31%
Multiplan Primary $64.51 ↓ -22%
Simply Healthcare HIX $66.11 ↓ -20%
PPO Next COMM $70.30 ↓ -15%
Multiplan Complementary $70.30 ↓ -15%
PPO Next PPO $70.30 ↓ -15%
NovaNet COMM $74.43 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Cytogenetics 25-99 at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $42.38 – $159.28
Adventhealth Palm Coast Parkway Palm Coast $251.85 $40.26 – $90.52
Adventhealth Port Charlotte Port Charlotte $282.70 $42.38 – $77.39
cleveland clinic florida weston hospital Weston $110.50 $21.25 – $72.25
martin north hospital Stuart $110.50 $23.49 – $63.75
indian river hospital Vero Beach $110.50 $19.89 – $78.30
Baptist Hospital MIAMI $594.75 $22.77 – $514.80
Bethesda Hospital East BOYNTON BEACH $594.75 $22.77 – $514.80

All Florida hospitals for this procedure →