Cystoscopy and treatment at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,989.49 with CorVel Corporation vs $40,673.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $2,989.49 | — |
| Prime Health | WC | $3,052.43 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $3,146.83 | — |
| Molina Healthcare | MGMCR | $3,950.00 | — |
| Simply | MGMCR | $3,950.00 | — |
| Molina Healthcare | HIX | $6,243.00 | — |
| Simply Healthcare | HIX | $6,539.00 | — |
| Sunshine State Health Plan | QHP | $6,641.00 | — |
| Oscar | HIX | $7,117.00 | — |
| Evolutions | COMM | $8,480.00 | — |
| United | AllPayerAppendix | $14,695.00 | — |
| Cigna | NBN | $17,004.00 | — |
| BCBS | HMO | $18,413.00 | — |
| BCBS | SBN | $19,136.00 | — |
| BCBS | BSL | $19,136.00 | — |
| BCBS | MBN | $19,136.00 | — |
| AvMed | HMOFI | $20,942.00 | — |
| AvMed | ASOEO | $23,005.00 | — |
| BCBS | NWB | $25,924.00 | — |
| BCBS | PPO | $25,924.00 | — |
| BCBS | PHS | $34,579.00 | — |
| Cigna | PPO | $40,673.00 | — |
| Cigna | ManagedCareHMO | $40,673.00 | — |
Visitor-reported prices
Comments
Cystoscopy and treatment at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $2,997.00 – $2,997.00 |
| cleveland clinic florida weston hospital | Weston | $1,378.00 | $210.39 – $6,159.13 |
| martin north hospital | Stuart | $1,378.00 | $210.39 – $6,159.13 |
| Adventhealth Daytona Beach | Daytona Beach | not published | $5,319.25 – $9,345.08 |
| Adventhealth Lake Wales | Lake Wales | not published | $5,599.21 – $12,430.25 |
| Adventhealth Palm Coast Parkway | Palm Coast | not published | $5,319.25 – $11,959.36 |
| Adventhealth Tampa | Tampa | not published | $537.00 – $12,430.25 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | not published | $5,319.25 – $12,231.48 |