CT upper extremity w/contrast (both sides) at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $13,714.83 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27
Aetna QHP $1,258.00
AvMed HMOFI $1,695.00
AvMed ASOEO $1,863.00
Aetna HMO $1,888.00
Aetna PPO $1,888.00
CorVel Corporation WORKERSCOMP $2,315.02
Simply MGMCR $2,346.76
Prime Health WC $2,363.75
Careworks (Rockport Community) WORKERSCOMP $2,436.86
Molina Healthcare MGMCR $2,895.35
United OptionsPPO $3,703.00
Sunshine State Health Plan QHP $3,885.87
Aetna ASA $4,571.61
Molina Healthcare HIX $4,876.38
United GlobalBenefitPlan $6,857.41
Prime Health Sheriff WORKERSCOMP $7,619.35
Plotkin Health COMM $7,619.35
AvMed HIXOON $7,619.35
Prime Health Sheriff COMM $7,619.35
Multiplan Primary $11,886.19
PPO Next COMM $12,952.90
Multiplan Complementary $12,952.90
PPO Next PPO $12,952.90
NovaNet COMM $13,714.83

Visitor-reported prices

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CT upper extremity w/contrast (both sides) at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $1,956.80 $358.48 – $824.45
Adventhealth Daytona Beach Daytona Beach $4,266.15 $346.11 – $608.05
Adventhealth Lake Wales Lake Wales $8,789.66 $337.22 – $808.79
Adventhealth Palm Coast Parkway Palm Coast $3,961.81 $346.11 – $778.15
Adventhealth Tampa Tampa $8,338.78 $332.53 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $1,943.17 $346.11 – $795.86
Adventhealth Port Charlotte Port Charlotte $6,734.68 $347.52 – $665.25
cleveland clinic florida weston hospital Weston $2,333.50 $48.44 – $2,618.00

All Florida hospitals for this procedure →