CT hrt w/3d image at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$16,089.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$16,089.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$401.74 with United vs $14,480.73 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | AllPayerAppendix | $401.74 | ↓ -98% |
| Aetna | QHP | $1,258.00 | ↓ -92% |
| AvMed | HMOFI | $1,695.00 | ↓ -89% |
| CorVel Corporation | WORKERSCOMP | $1,732.69 | ↓ -89% |
| Prime Health | WC | $1,769.16 | ↓ -89% |
| Careworks (Rockport Community) | WORKERSCOMP | $1,823.88 | ↓ -89% |
| AvMed | ASOEO | $1,863.00 | ↓ -88% |
| Aetna | HMO | $1,888.00 | ↓ -88% |
| Aetna | PPO | $1,888.00 | ↓ -88% |
| Simply | MGMCR | $2,477.81 | ↓ -85% |
| Molina Healthcare | MGMCR | $3,057.04 | ↓ -81% |
| United | OptionsPPO | $3,909.80 | ↓ -76% |
| Sunshine State Health Plan | QHP | $4,102.87 | ↓ -75% |
| Aetna | ASA | $4,826.91 | ↓ -70% |
| Molina Healthcare | HIX | $5,148.70 | ↓ -68% |
| Cigna | NBN | $5,469.00 | ↓ -66% |
| Humana | HMO | $6,935.00 | ↓ -57% |
| Humana | PPO | $6,935.00 | ↓ -57% |
| United | GlobalBenefitPlan | $7,240.36 | ↓ -55% |
| Prime Health Sheriff | COMM | $8,044.85 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $8,044.85 | ↓ -50% |
| Plotkin Health | COMM | $8,044.85 | ↓ -50% |
| AvMed | HIXOON | $8,044.85 | ↓ -50% |
| Multiplan | Primary | $12,549.97 | ↓ -22% |
| Cigna | PPO | $13,079.00 | ↓ -19% |
| Cigna | ManagedCareHMO | $13,079.00 | ↓ -19% |
| Multiplan | Complementary | $13,676.25 | ↓ -15% |
| PPO Next | PPO | $13,676.25 | ↓ -15% |
| PPO Next | COMM | $13,676.25 | ↓ -15% |
| NovaNet | COMM | $14,480.73 | ↓ -10% |
Visitor-reported prices
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CT hrt w/3d image at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $1,013.20 | $358.48 – $663.19 |
| Adventhealth Daytona Beach | Daytona Beach | $851.96 | $346.11 – $608.05 |
| Adventhealth Tampa | Tampa | $2,147.56 | $296.49 – $808.79 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $1,610.08 | $346.11 – $795.86 |
| Adventhealth Port Charlotte | Port Charlotte | $12,965.89 | $309.85 – $665.25 |
| cleveland clinic florida weston hospital | Weston | $2,457.00 | $69.73 – $2,618.00 |
| martin north hospital | Stuart | $2,002.00 | $62.39 – $1,540.00 |
| indian river hospital | Vero Beach | $2,002.00 | $74.62 – $2,464.00 |