CT 3d report other modality w/workstation at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$259.16 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $259.16
BCBS MCRHMO $260.04
Aetna MCR $303.09
Simply MGMCR $676.45
CorVel Corporation WORKERSCOMP $745.13
Prime Health WC $760.82
Careworks (Rockport Community) WORKERSCOMP $784.35
Molina Healthcare MGMCR $834.58
AvMed HMOFI $1,054.21
United OptionsPPO $1,067.39
Sunshine State Health Plan QHP $1,120.10
AvMed ASOEO $1,229.91
Aetna QHP $1,258.00
Aetna ASA $1,317.77
Molina Healthcare HIX $1,405.62
Humana HMO $1,669.17
Humana PPO $1,669.17
Aetna HMO $1,888.00
Aetna PPO $1,888.00
United GlobalBenefitPlan $1,976.65
Prime Health Sheriff COMM $2,196.28
Prime Health Sheriff WORKERSCOMP $2,196.28
Plotkin Health COMM $2,196.28
AvMed HIXOON $2,196.28
Multiplan Primary $3,426.19
PPO Next COMM $3,733.67
Multiplan Complementary $3,733.67
PPO Next PPO $3,733.67
NovaNet COMM $3,953.30
American Health Plan MCR $15,000.00

Visitor-reported prices

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CT 3d report other modality w/workstation at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $266.80 $101.93 – $101.93
Adventhealth Daytona Beach Daytona Beach $865.86 not published
Adventhealth Tampa Tampa $2,064.98 not published
AdventHealth New Smyrna Beach New Smyrna Beach $1,308.18 not published
Adventhealth Port Charlotte Port Charlotte $1,106.70 not published
cleveland clinic florida weston hospital Weston $1,372.15 $32.67 – $1,525.75
martin north hospital Stuart $1,372.15 $29.23 – $897.50
indian river hospital Vero Beach $1,166.75 $30.16 – $1,436.00

All Florida hospitals for this procedure →