Critical care 30-74 minutes at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$240.35 with CorVel Corporation vs $10,991.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $240.35 | — |
| Prime Health | WC | $245.41 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $253.00 | — |
| Molina Healthcare | HIX | $960.00 | — |
| Sunshine State Health Plan | QHP | $1,507.00 | — |
| BCBS | BSL | $1,608.00 | — |
| BCBS | SBN | $1,608.00 | — |
| BCBS | MBN | $1,608.00 | — |
| United | OptionsPPO | $1,813.75 | — |
| BCBS | HMO | $2,152.00 | — |
| BCBS | NWB | $2,199.00 | — |
| BCBS | PPO | $2,199.00 | — |
| Aetna | ASA | $2,239.20 | — |
| Simply Healthcare | HIX | $2,677.00 | — |
| United | GlobalBenefitPlan | $3,358.80 | — |
| Oscar | HIX | $3,682.00 | — |
| AvMed | HIXOON | $3,732.00 | — |
| Plotkin Health | COMM | $3,732.00 | — |
| Prime Health Sheriff | COMM | $3,732.00 | — |
| Prime Health Sheriff | WORKERSCOMP | $3,732.00 | — |
| Evolutions | COMM | $4,105.20 | — |
| Cigna | NBN | $4,595.00 | — |
| BCBS | PHS | $4,756.00 | — |
| Multiplan | Primary | $5,821.92 | — |
| Multiplan | Complementary | $6,344.40 | — |
| PPO Next | PPO | $6,344.40 | — |
| PPO Next | COMM | $6,344.40 | — |
| United | AllPayerAppendix | $6,371.00 | — |
| NovaNet | COMM | $6,717.60 | — |
| AvMed | HMOFI | $8,168.00 | — |
| AvMed | ASOEO | $8,971.00 | — |
| Cigna | PPO | $10,991.00 | — |
| Cigna | ManagedCareHMO | $10,991.00 | — |
Visitor-reported prices
Comments
Critical care 30-74 minutes at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $845.80 – $1,564.73 |
| Adventhealth Daytona Beach | Daytona Beach | $4,730.83 | $819.47 – $1,439.69 |
| Adventhealth Lake Wales | Lake Wales | $7,333.50 | $862.60 – $1,914.98 |
| Adventhealth Palm Coast Parkway | Palm Coast | $4,125.29 | $819.47 – $1,842.44 |
| Adventhealth Tampa | Tampa | $7,182.44 | $862.60 – $1,914.98 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $5,628.40 | $819.47 – $1,884.36 |
| Adventhealth Port Charlotte | Port Charlotte | $7,982.40 | $862.60 – $1,575.12 |
| cleveland clinic florida weston hospital | Weston | $4,724.20 | $104.05 – $6,177.80 |