#covid19rsv-rsv at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$80.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$80.50
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$12.40 with Simply vs $109.51 with Simply Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Simply | MGMCR | $12.40 | ↓ -85% |
| Molina Healthcare | MGMCR | $15.29 | ↓ -81% |
| AvMed | HMOFI | $19.32 | ↓ -76% |
| United | OptionsPPO | $19.56 | ↓ -76% |
| Sunshine State Health Plan | QHP | $20.53 | ↓ -74% |
| AvMed | ASOEO | $22.54 | ↓ -72% |
| Aetna | ASA | $24.15 | ↓ -70% |
| Molina Healthcare | HIX | $25.76 | ↓ -68% |
| Humana | PPO | $30.59 | ↓ -62% |
| Humana | HMO | $30.59 | ↓ -62% |
| United | GlobalBenefitPlan | $36.23 | ↓ -55% |
| Plotkin Health | COMM | $40.25 | ↓ -50% |
| AvMed | HIXOON | $40.25 | ↓ -50% |
| Prime Health Sheriff | COMM | $40.25 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $40.25 | ↓ -50% |
| Multiplan | Primary | $62.79 | ↓ -22% |
| Humana | TRICARE | $63.62 | ↓ -21% |
| Multiplan | Complementary | $68.42 | ↓ -15% |
| PPO Next | PPO | $68.42 | ↓ -15% |
| PPO Next | COMM | $68.42 | ↓ -15% |
| TriWest Healthcare Alliance | FED | $68.80 | ↓ -15% |
| Veterans Evaluation Services | MCR | $70.20 | ↓ -13% |
| United | VACCN | $70.20 | ↓ -13% |
| United | AllPayerAppendix | $70.20 | ↓ -13% |
| Hospice Big Bend | FED | $70.20 | ↓ -13% |
| NDMS Definitive Care | MGMCR | $70.20 | ↓ -13% |
| Humana | MGMCRHMO | $70.20 | ↓ -13% |
| Humana | MGMCRPPO | $70.20 | ↓ -13% |
| Wellmed | MGMCR | $70.20 | ↓ -13% |
| BCBS | MCRPPO | $71.60 | ↓ -11% |
| United | MCR | $71.60 | ↓ -11% |
| BCBS | MCRHMO | $71.60 | ↓ -11% |
| Aetna | MCR | $71.95 | ↓ -11% |
| NovaNet | COMM | $72.45 | ↓ -10% |
| Sunshine State | MCR | $73.71 | ↓ -8% |
| WellCare | MCR | $73.71 | ↓ -8% |
| American Health Plan | MCR | $74.41 | ↓ -8% |
| Florida Complete Care | MCR | $75.11 | ↓ -7% |
| Healthspring of Florida | MGMGR | $75.11 | ↓ -7% |
| Align Senior Care | MGMCR | $75.11 | ↓ -7% |
| Gold Kidney of Florida | MCR | $76.52 | ↓ -5% |
| Clear Spring Health | MCR | $77.22 | ↓ -4% |
| Centurion | GVT | $77.22 | ↓ -4% |
| Ultimate Health Plan | MCR | $80.73 | ↑ +0% |
| Longevity Health Plan | MCR | $84.24 | ↑ +5% |
| CorVel Corporation | WORKERSCOMP | $93.93 | ↑ +17% |
| Oscar | HIX | $94.77 | ↑ +18% |
| Prime Health | WC | $95.90 | ↑ +19% |
| Careworks (Rockport Community) | WORKERSCOMP | $98.87 | ↑ +23% |
| Simply Healthcare | HIX | $109.51 | ↑ +36% |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
#covid19rsv-rsv at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $70.20 – $263.76 |
| Adventhealth Lake Wales | Lake Wales | $634.99 | $70.20 – $155.84 |
| Adventhealth Palm Coast Parkway | Palm Coast | $276.50 | $66.69 – $149.94 |
| Adventhealth Tampa | Tampa | $1,083.54 | $70.20 – $155.84 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $270.21 | $66.69 – $153.35 |
| Adventhealth Port Charlotte | Port Charlotte | $245.70 | $70.20 – $128.19 |
| cleveland clinic florida weston hospital | Weston | $295.75 | $25.65 – $386.75 |
| martin north hospital | Stuart | $295.75 | $27.00 – $248.25 |