Covid-19 lab test non-cdc at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$56.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$56.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.66 with Simply vs $80.04 with Simply Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Simply | MGMCR | $8.66 | ↓ -85% |
| Molina Healthcare | MGMCR | $10.69 | ↓ -81% |
| AvMed | HMOFI | $13.50 | ↓ -76% |
| United | OptionsPPO | $13.67 | ↓ -76% |
| Sunshine State Health Plan | QHP | $14.34 | ↓ -75% |
| AvMed | ASOEO | $15.75 | ↓ -72% |
| Aetna | ASA | $16.88 | ↓ -70% |
| Molina Healthcare | HIX | $18.00 | ↓ -68% |
| Humana | HMO | $21.38 | ↓ -62% |
| Humana | PPO | $21.38 | ↓ -62% |
| United | GlobalBenefitPlan | $25.31 | ↓ -55% |
| AvMed | HIXOON | $28.13 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $28.13 | ↓ -50% |
| Plotkin Health | COMM | $28.13 | ↓ -50% |
| Prime Health Sheriff | COMM | $28.13 | ↓ -50% |
| Multiplan | Primary | $43.88 | ↓ -22% |
| Humana | TRICARE | $46.50 | ↓ -17% |
| PPO Next | PPO | $47.81 | ↓ -15% |
| PPO Next | COMM | $47.81 | ↓ -15% |
| Multiplan | Complementary | $47.81 | ↓ -15% |
| TriWest Healthcare Alliance | FED | $50.28 | ↓ -11% |
| NovaNet | COMM | $50.63 | ↓ -10% |
| Hospice Big Bend | FED | $51.31 | ↓ -9% |
| Humana | MGMCRHMO | $51.31 | ↓ -9% |
| Humana | MGMCRPPO | $51.31 | ↓ -9% |
| United | VACCN | $51.31 | ↓ -9% |
| United | AllPayerAppendix | $51.31 | ↓ -9% |
| NDMS Definitive Care | MGMCR | $51.31 | ↓ -9% |
| Veterans Evaluation Services | MCR | $51.31 | ↓ -9% |
| Wellmed | MGMCR | $51.31 | ↓ -9% |
| United | MCR | $52.34 | ↓ -7% |
| BCBS | MCRHMO | $52.34 | ↓ -7% |
| BCBS | MCRPPO | $52.34 | ↓ -7% |
| Aetna | MCR | $52.59 | ↓ -7% |
| Sunshine State | MCR | $53.88 | ↓ -4% |
| WellCare | MCR | $53.88 | ↓ -4% |
| American Health Plan | MCR | $54.39 | ↓ -3% |
| Healthspring of Florida | MGMGR | $54.90 | ↓ -2% |
| Florida Complete Care | MCR | $54.90 | ↓ -2% |
| Align Senior Care | MGMCR | $54.90 | ↓ -2% |
| Gold Kidney of Florida | MCR | $55.93 | ↓ -1% |
| Clear Spring Health | MCR | $56.44 | ↑ +0% |
| Centurion | GVT | $56.44 | ↑ +0% |
| Ultimate Health Plan | MCR | $59.01 | ↑ +5% |
| Longevity Health Plan | MCR | $61.57 | ↑ +9% |
| Oscar | HIX | $69.27 | ↑ +23% |
| Simply Healthcare | HIX | $80.04 | ↑ +42% |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Covid-19 lab test non-cdc at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | $51.31 | $46.50 – $74.40 |
| HCA FLORIDA KENDALL HOSPITAL | DORAL | $50.00 | $50.80 – $107.75 |
| HCA FLORIDA AVENTURA HOSPITAL | HIALEAH | $50.00 | $50.80 – $74.40 |
| HCA FLORIDA BAYONET POINT HOSPITAL | HUDSON | $51.31 | $46.50 – $74.40 |
| HCA FLORIDA FAWCETT HOSPITAL | FORT MYERS | $51.31 | $46.50 – $79.02 |
| HCA FLORIDA FORT WALTON-DESTIN HOSPITAL | NAVARRE | $62.20 | $46.50 – $80.04 |
| HCA FLORIDA HIGHLANDS HOSPITAL | Sebring | $50.00 | $51.31 – $115.96 |
| HCA FLORIDA ENGLEWOOD HOSPITAL | ENGLEWOOD | $51.31 | $46.50 – $79.02 |