Contrast x-ray of ankle at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$504.06 with CorVel Corporation vs $3,738.15 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $504.06
Prime Health WC $514.67
Careworks (Rockport Community) WORKERSCOMP $530.59
Simply MGMCR $639.64
Molina Healthcare MGMCR $789.16
United AllPayerAppendix $828.27
AvMed HMOFI $996.84
United OptionsPPO $1,009.30
Sunshine State Health Plan QHP $1,059.14
AvMed ASOEO $1,162.98
Aetna ASA $1,246.05
Molina Healthcare HIX $1,329.12
Humana PPO $1,578.33
Humana HMO $1,578.33
United GlobalBenefitPlan $1,869.08
Prime Health Sheriff COMM $2,076.75
Plotkin Health COMM $2,076.75
AvMed HIXOON $2,076.75
Prime Health Sheriff WORKERSCOMP $2,076.75
Multiplan Primary $3,239.73
Multiplan Complementary $3,530.47
PPO Next PPO $3,530.47
PPO Next COMM $3,530.47
NovaNet COMM $3,738.15
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Contrast x-ray of ankle at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $539.20 $313.73 – $824.45
Adventhealth Palm Coast Parkway Palm Coast $781.01 $346.11 – $1,140.93
cleveland clinic florida weston hospital Weston $2,142.40 $24.16 – $2,618.00
martin north hospital Stuart $2,002.00 $21.62 – $1,540.00
indian river hospital Vero Beach $140.40 $22.44 – $400.75
Baptist Hospital MIAMI $612.30 $73.69 – $847.80
Bethesda Hospital East BOYNTON BEACH $612.30 $73.69 – $847.80
Boca Raton Regional Hospital BOCA RATON $549.90 $304.56 – $574.12

All Florida hospitals for this procedure →