Consultation pathology during surgery at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$153.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$153.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$19.89 with Oscar vs $269.30 with Careworks (Rockport Community) — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Oscar | HIX | $19.89 | ↓ -87% |
| Simply | MGMCR | $23.56 | ↓ -85% |
| Simply Healthcare | HIX | $25.55 | ↓ -83% |
| Molina Healthcare | MGMCR | $29.07 | ↓ -81% |
| United | AllPayerAppendix | $33.84 | ↓ -78% |
| AvMed | HMOFI | $36.72 | ↓ -76% |
| United | OptionsPPO | $37.18 | ↓ -76% |
| Sunshine State Health Plan | QHP | $39.02 | ↓ -74% |
| AvMed | ASOEO | $42.84 | ↓ -72% |
| Aetna | ASA | $45.90 | ↓ -70% |
| Molina Healthcare | HIX | $48.96 | ↓ -68% |
| Humana | HMO | $58.14 | ↓ -62% |
| Humana | PPO | $58.14 | ↓ -62% |
| United | GlobalBenefitPlan | $68.85 | ↓ -55% |
| Plotkin Health | COMM | $76.50 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $76.50 | ↓ -50% |
| Prime Health Sheriff | COMM | $76.50 | ↓ -50% |
| AvMed | HIXOON | $76.50 | ↓ -50% |
| Multiplan | Primary | $119.34 | ↓ -22% |
| PPO Next | COMM | $130.05 | ↓ -15% |
| PPO Next | PPO | $130.05 | ↓ -15% |
| Multiplan | Complementary | $130.05 | ↓ -15% |
| NovaNet | COMM | $137.70 | ↓ -10% |
| CorVel Corporation | WORKERSCOMP | $255.84 | ↑ +67% |
| Prime Health | WC | $261.22 | ↑ +71% |
| Careworks (Rockport Community) | WORKERSCOMP | $269.30 | ↑ +76% |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
Consultation pathology during surgery at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $53.60 | $33.43 – $110.30 |
| Adventhealth Daytona Beach | Daytona Beach | $244.00 | $58.52 – $102.82 |
| Adventhealth Palm Coast Parkway | Palm Coast | $124.75 | $58.52 – $131.58 |
| Adventhealth Tampa | Tampa | $331.57 | $61.60 – $136.76 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $73.17 | $58.52 – $134.57 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $305.00 | $33.84 – $280.39 |
| Adventhealth Port Charlotte | Port Charlotte | $249.89 | $61.60 – $112.49 |
| cleveland clinic florida weston hospital | Weston | $187.85 | $21.17 – $216.75 |