Co-treatment - group 15 mins, st at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$281.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$281.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.31 with Humana vs $253.53 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $22.31 | ↓ -92% |
| TriWest Healthcare Alliance | FED | $23.19 | ↓ -92% |
| NDMS Definitive Care | MGMCR | $23.66 | ↓ -92% |
| Humana | MGMCRHMO | $23.66 | ↓ -92% |
| Humana | MGMCRPPO | $23.66 | ↓ -92% |
| United | VACCN | $23.66 | ↓ -92% |
| Veterans Evaluation Services | MCR | $23.66 | ↓ -92% |
| Wellmed | MGMCR | $23.66 | ↓ -92% |
| Hospice Big Bend | FED | $23.66 | ↓ -92% |
| BCBS | MCRHMO | $24.13 | ↓ -91% |
| BCBS | MCRPPO | $24.13 | ↓ -91% |
| United | MCR | $24.13 | ↓ -91% |
| Aetna | MCR | $24.25 | ↓ -91% |
| Sunshine State | MCR | $24.84 | ↓ -91% |
| WellCare | MCR | $24.84 | ↓ -91% |
| American Health Plan | MCR | $25.08 | ↓ -91% |
| Healthspring of Florida | MGMGR | $25.32 | ↓ -91% |
| Florida Complete Care | MCR | $25.32 | ↓ -91% |
| Align Senior Care | MGMCR | $25.32 | ↓ -91% |
| Gold Kidney of Florida | MCR | $25.79 | ↓ -91% |
| Centurion | GVT | $26.03 | ↓ -91% |
| Clear Spring Health | MCR | $26.03 | ↓ -91% |
| Ultimate Health Plan | MCR | $27.21 | ↓ -90% |
| Longevity Health Plan | MCR | $28.39 | ↓ -90% |
| Oscar | HIX | $36.62 | ↓ -87% |
| CorVel Corporation | WORKERSCOMP | $39.90 | ↓ -86% |
| Prime Health | WC | $40.74 | ↓ -86% |
| Careworks (Rockport Community) | WORKERSCOMP | $42.00 | ↓ -85% |
| Simply Healthcare | HIX | $47.04 | ↓ -83% |
| Cigna | NBN | $49.02 | ↓ -83% |
| Molina Healthcare | MGMCR | $53.52 | ↓ -81% |
| AvMed | HMOFI | $67.61 | ↓ -76% |
| United | OptionsPPO | $68.45 | ↓ -76% |
| Sunshine State Health Plan | QHP | $71.83 | ↓ -75% |
| AvMed | ASOEO | $78.88 | ↓ -72% |
| Aetna | ASA | $84.51 | ↓ -70% |
| Molina Healthcare | HIX | $90.14 | ↓ -68% |
| Humana | PPO | $107.05 | ↓ -62% |
| Humana | HMO | $107.05 | ↓ -62% |
| Cigna | ManagedCareHMO | $116.91 | ↓ -58% |
| Cigna | PPO | $116.91 | ↓ -58% |
| United | GlobalBenefitPlan | $126.77 | ↓ -55% |
| AvMed | HIXOON | $140.85 | ↓ -50% |
| Prime Health Sheriff | COMM | $140.85 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $140.85 | ↓ -50% |
| Plotkin Health | COMM | $140.85 | ↓ -50% |
| Multiplan | Primary | $219.73 | ↓ -22% |
| PPO Next | COMM | $239.44 | ↓ -15% |
| PPO Next | PPO | $239.44 | ↓ -15% |
| Multiplan | Complementary | $239.44 | ↓ -15% |
| NovaNet | COMM | $253.53 | ↓ -10% |
| Aetna | HMO | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
Visitor-reported prices
Comments
Co-treatment - group 15 mins, st at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | not published | $23.01 – $42.57 |
| Adventhealth Daytona Beach | Daytona Beach | $63.02 | $23.83 – $41.86 |
| Adventhealth Lake Wales | Lake Wales | $381.21 | $25.08 – $55.68 |
| Adventhealth Palm Coast Parkway | Palm Coast | $108.34 | not published |
| Adventhealth Tampa | Tampa | $267.20 | $25.08 – $55.68 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $137.76 | $23.83 – $54.79 |
| Adventhealth Port Charlotte | Port Charlotte | $436.30 | not published |
| cleveland clinic florida weston hospital | Weston | $230.10 | $18.95 – $300.90 |