Chromo high res and frag x - sendout at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$107.55
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$107.55
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.56 with Simply vs $103.11 with Careworks (Rockport Community) — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Simply | MGMCR | $16.56 | ↓ -85% |
| Molina Healthcare | MGMCR | $20.43 | ↓ -81% |
| AvMed | HMOFI | $25.81 | ↓ -76% |
| United | OptionsPPO | $26.13 | ↓ -76% |
| Sunshine State Health Plan | QHP | $27.43 | ↓ -74% |
| AvMed | ASOEO | $30.11 | ↓ -72% |
| Aetna | ASA | $32.27 | ↓ -70% |
| Molina Healthcare | HIX | $34.42 | ↓ -68% |
| Humana | PPO | $40.87 | ↓ -62% |
| Humana | HMO | $40.87 | ↓ -62% |
| United | GlobalBenefitPlan | $48.40 | ↓ -55% |
| AvMed | HIXOON | $53.77 | ↓ -50% |
| Plotkin Health | COMM | $53.77 | ↓ -50% |
| Prime Health Sheriff | COMM | $53.77 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $53.77 | ↓ -50% |
| TriWest Healthcare Alliance | FED | $55.90 | ↓ -48% |
| NDMS Definitive Care | MGMCR | $57.04 | ↓ -47% |
| Humana | MGMCRPPO | $57.04 | ↓ -47% |
| Hospice Big Bend | FED | $57.04 | ↓ -47% |
| Wellmed | MGMCR | $57.04 | ↓ -47% |
| Veterans Evaluation Services | MCR | $57.04 | ↓ -47% |
| Humana | MGMCRHMO | $57.04 | ↓ -47% |
| United | VACCN | $57.04 | ↓ -47% |
| United | AllPayerAppendix | $57.04 | ↓ -47% |
| BCBS | MCRHMO | $58.18 | ↓ -46% |
| United | MCR | $58.18 | ↓ -46% |
| BCBS | MCRPPO | $58.18 | ↓ -46% |
| Aetna | MCR | $58.47 | ↓ -46% |
| WellCare | MCR | $59.89 | ↓ -44% |
| Sunshine State | MCR | $59.89 | ↓ -44% |
| American Health Plan | MCR | $60.46 | ↓ -44% |
| Align Senior Care | MGMCR | $61.03 | ↓ -43% |
| Healthspring of Florida | MGMGR | $61.03 | ↓ -43% |
| Florida Complete Care | MCR | $61.03 | ↓ -43% |
| Gold Kidney of Florida | MCR | $62.17 | ↓ -42% |
| Centurion | GVT | $62.74 | ↓ -42% |
| Clear Spring Health | MCR | $62.74 | ↓ -42% |
| Ultimate Health Plan | MCR | $65.60 | ↓ -39% |
| Longevity Health Plan | MCR | $68.45 | ↓ -36% |
| Oscar | HIX | $77.00 | ↓ -28% |
| Multiplan | Primary | $83.89 | ↓ -22% |
| Simply Healthcare | HIX | $88.98 | ↓ -17% |
| Multiplan | Complementary | $91.42 | ↓ -15% |
| PPO Next | PPO | $91.42 | ↓ -15% |
| PPO Next | COMM | $91.42 | ↓ -15% |
| NovaNet | COMM | $96.80 | ↓ -10% |
| CorVel Corporation | WORKERSCOMP | $97.95 | ↓ -9% |
| Prime Health | WC | $100.02 | ↓ -7% |
| Careworks (Rockport Community) | WORKERSCOMP | $103.11 | ↓ -4% |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Chromo high res and frag x - sendout at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $39.56 | $57.04 – $214.08 |
| Adventhealth Lake Wales | Lake Wales | $198.09 | $57.04 – $126.63 |
| Adventhealth Tampa | Tampa | $880.41 | $57.04 – $126.63 |
| Adventhealth Port Charlotte | Port Charlotte | $380.65 | $57.04 – $104.16 |
| cleveland clinic florida weston hospital | Weston | $476.45 | $18.00 – $72.00 |
| martin north hospital | Stuart | $476.45 | $21.10 – $72.00 |
| indian river hospital | Vero Beach | $476.45 | $22.32 – $586.40 |
| Boca Raton Regional Hospital | BOCA RATON | $194.35 | $57.04 – $166.52 |