Chest 2 vws w oblique at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$245.18 with United vs $2,254.64 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $245.18
Simply MGMCR $385.79
CorVel Corporation WORKERSCOMP $408.79
Prime Health WC $417.40
Careworks (Rockport Community) WORKERSCOMP $430.31
Molina Healthcare MGMCR $475.98
AvMed HMOFI $601.24
United OptionsPPO $608.75
Sunshine State Health Plan QHP $638.81
AvMed ASOEO $701.44
Aetna ASA $751.54
Molina Healthcare HIX $801.65
Humana PPO $951.96
Humana HMO $951.96
United GlobalBenefitPlan $1,127.32
Prime Health Sheriff COMM $1,252.58
Plotkin Health COMM $1,252.58
AvMed HIXOON $1,252.58
Prime Health Sheriff WORKERSCOMP $1,252.58
Multiplan Primary $1,954.02
Multiplan Complementary $2,129.38
PPO Next PPO $2,129.38
PPO Next COMM $2,129.38
NovaNet COMM $2,254.64
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Chest 2 vws w oblique at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $708.00 $90.68 – $235.69
Adventhealth Lake Wales Lake Wales $1,481.51 $109.17 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $1,506.71 $103.72 – $286.15
Adventhealth Tampa Tampa $1,344.82 $109.17 – $242.37
Adventhealth Port Charlotte Port Charlotte $678.93 $109.17 – $199.35
cleveland clinic florida weston hospital Weston $685.10 $14.47 – $780.30
martin north hospital Stuart $685.10 $15.19 – $459.00
indian river hospital Vero Beach $596.70 $12.08 – $734.40

All Florida hospitals for this procedure →