Cer post col occ/man sup adj at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$416.42 with Humana vs $515.16 with Longevity Health Plan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $416.42 | — |
| TriWest Healthcare Alliance | FED | $420.71 | — |
| Humana | MGMCRPPO | $429.30 | — |
| Hospice Big Bend | FED | $429.30 | — |
| Humana | MGMCRHMO | $429.30 | — |
| United | VACCN | $429.30 | — |
| NDMS Definitive Care | MGMCR | $429.30 | — |
| Veterans Evaluation Services | MCR | $429.30 | — |
| Wellmed | MGMCR | $429.30 | — |
| BCBS | MCRPPO | $437.89 | — |
| BCBS | MCRHMO | $437.89 | — |
| United | MCR | $437.89 | — |
| Aetna | MCR | $440.03 | — |
| WellCare | MCR | $450.77 | — |
| Sunshine State | MCR | $450.77 | — |
| American Health Plan | MCR | $455.06 | — |
| Align Senior Care | MGMCR | $459.35 | — |
| Florida Complete Care | MCR | $459.35 | — |
| Healthspring of Florida | MGMGR | $459.35 | — |
| Gold Kidney of Florida | MCR | $467.94 | — |
| Clear Spring Health | MCR | $472.23 | — |
| Centurion | GVT | $472.23 | — |
| Ultimate Health Plan | MCR | $493.69 | — |
| Longevity Health Plan | MCR | $515.16 | — |
Visitor-reported prices
Comments
Cer post col occ/man sup adj at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| AdventHealth Orlando | Orlando | $396.00 | $429.30 – $1,137.64 |
| HCA FLORIDA ST. PETERSBURG HOSPITAL | NORTH | $862.99 | $416.42 – $622.49 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | not published | $343.44 – $515.16 |
| cleveland clinic florida weston hospital | Weston | not published | $649.00 – $649.00 |
| martin north hospital | Stuart | not published | $620.12 – $620.12 |
| indian river hospital | Vero Beach | not published | $777.61 – $777.61 |
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | not published | $416.42 – $622.49 |
| HCA FLORIDA JFK HOSPITAL | PALM BEACH GARDENS | not published | $407.83 – $622.49 |