Catheterization collection of specimen single patient all places of service at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with United vs $246.02 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $3.00
Humana TRICARE $8.82
TriWest Healthcare Alliance FED $9.15
Humana MGMCRPPO $9.34
Veterans Evaluation Services MCR $9.34
Hospice Big Bend FED $9.34
Humana MGMCRHMO $9.34
Wellmed MGMCR $9.34
NDMS Definitive Care MGMCR $9.34
United VACCN $9.34
BCBS MCRPPO $9.53
United MCR $9.53
BCBS MCRHMO $9.53
Aetna MCR $9.57
WellCare MCR $9.81
Sunshine State MCR $9.81
American Health Plan MCR $9.90
Align Senior Care MGMCR $9.99
Florida Complete Care MCR $9.99
Healthspring of Florida MGMGR $9.99
Gold Kidney of Florida MCR $10.18
Centurion GVT $10.27
Clear Spring Health MCR $10.27
Ultimate Health Plan MCR $10.74
Longevity Health Plan MCR $11.21
Oscar HIX $12.61
Simply Healthcare HIX $14.57
Aetna QHP $41.55
Simply MGMCR $42.10
Molina Healthcare MGMCR $51.94
Aetna PPO $57.68
Aetna HMO $57.68
AvMed HMOFI $65.60
United OptionsPPO $66.42
Sunshine State Health Plan QHP $69.70
AvMed ASOEO $76.54
Aetna ASA $82.00
Molina Healthcare HIX $87.47
Humana PPO $103.87
Humana HMO $103.87
United GlobalBenefitPlan $123.01
Prime Health Sheriff WORKERSCOMP $136.68
AvMed HIXOON $136.68
Plotkin Health COMM $136.68
Prime Health Sheriff COMM $136.68
Multiplan Primary $213.21
PPO Next PPO $232.35
PPO Next COMM $232.35
Multiplan Complementary $232.35
NovaNet COMM $246.02

Visitor-reported prices

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Catheterization collection of specimen single patient all places of service at other Florida hospitals

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