Caregiver training strategies&tq 1st 30 minutes at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.78 with Oscar vs $282.33 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $40.78
Aetna QHP $47.68
Humana TRICARE $49.87
TriWest Healthcare Alliance FED $51.06
Humana MGMCRHMO $52.10
Humana MGMCRPPO $52.10
Hospice Big Bend FED $52.10
NDMS Definitive Care MGMCR $52.10
United VACCN $52.10
Wellmed MGMCR $52.10
Veterans Evaluation Services MCR $52.10
Simply Healthcare HIX $52.39
United MCR $53.14
BCBS MCRPPO $53.14
BCBS MCRHMO $53.14
Aetna MCR $53.40
Cigna NBN $54.58
WellCare MCR $54.71
Sunshine State MCR $54.71
American Health Plan MCR $55.23
Florida Complete Care MCR $55.75
Align Senior Care MGMCR $55.75
Healthspring of Florida MGMGR $55.75
Gold Kidney of Florida MCR $56.79
Centurion GVT $57.31
Clear Spring Health MCR $57.31
Molina Healthcare MGMCR $59.60
Ultimate Health Plan MCR $59.91
Longevity Health Plan MCR $62.52
Aetna PPO $66.19
Aetna HMO $66.19
AvMed HMOFI $75.29
United OptionsPPO $76.23
Sunshine State Health Plan QHP $79.99
AvMed ASOEO $87.84
Aetna ASA $94.11
Molina Healthcare HIX $100.38
Humana HMO $119.21
Humana PPO $119.21
Cigna PPO $130.19
Cigna ManagedCareHMO $130.19
United GlobalBenefitPlan $141.16
AvMed HIXOON $156.85
Plotkin Health COMM $156.85
Prime Health Sheriff COMM $156.85
Prime Health Sheriff WORKERSCOMP $156.85
Multiplan Primary $244.69
PPO Next PPO $266.64
PPO Next COMM $266.64
Multiplan Complementary $266.64
NovaNet COMM $282.33

Visitor-reported prices

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Caregiver training strategies&tq 1st 30 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $51.41 – $95.11
Adventhealth Daytona Beach Daytona Beach $116.39 not published
Adventhealth Lake Wales Lake Wales $139.67 not published
Adventhealth Palm Coast Parkway Palm Coast $116.39 not published
Adventhealth Tampa Tampa $155.44 not published
Adventhealth Port Charlotte Port Charlotte $155.19 not published
cleveland clinic florida weston hospital Weston $720.85 $38.35 – $942.65
martin north hospital Stuart $720.85 $40.30 – $554.50

All Florida hospitals for this procedure →