Bone/joint imaging ltd area at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$5,756.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,756.40
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$848.52 with United vs $5,180.76 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | AllPayerAppendix | $848.52 | ↓ -85% |
| Simply | MGMCR | $886.49 | ↓ -85% |
| Molina Healthcare | MGMCR | $1,093.72 | ↓ -81% |
| AvMed | HMOFI | $1,381.54 | ↓ -76% |
| United | OptionsPPO | $1,398.81 | ↓ -76% |
| Sunshine State Health Plan | QHP | $1,467.88 | ↓ -75% |
| AvMed | ASOEO | $1,611.79 | ↓ -72% |
| Aetna | ASA | $1,726.92 | ↓ -70% |
| Molina Healthcare | HIX | $1,842.05 | ↓ -68% |
| CorVel Corporation | WORKERSCOMP | $1,887.44 | ↓ -67% |
| Prime Health | WC | $1,927.18 | ↓ -67% |
| Careworks (Rockport Community) | WORKERSCOMP | $1,986.78 | ↓ -65% |
| Humana | HMO | $2,187.43 | ↓ -62% |
| Humana | PPO | $2,187.43 | ↓ -62% |
| United | GlobalBenefitPlan | $2,590.38 | ↓ -55% |
| Plotkin Health | COMM | $2,878.20 | ↓ -50% |
| AvMed | HIXOON | $2,878.20 | ↓ -50% |
| Prime Health Sheriff | COMM | $2,878.20 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $2,878.20 | ↓ -50% |
| Multiplan | Primary | $4,489.99 | ↓ -22% |
| Multiplan | Complementary | $4,892.94 | ↓ -15% |
| PPO Next | PPO | $4,892.94 | ↓ -15% |
| PPO Next | COMM | $4,892.94 | ↓ -15% |
| NovaNet | COMM | $5,180.76 | ↓ -10% |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Bone/joint imaging ltd area at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $676.40 | $403.35 – $884.18 |
| Adventhealth Daytona Beach | Daytona Beach | $4,608.45 | $396.60 – $696.76 |
| Adventhealth Lake Wales | Lake Wales | $3,443.60 | $417.47 – $926.79 |
| Adventhealth Palm Coast Parkway | Palm Coast | $4,497.61 | $396.60 – $891.68 |
| Adventhealth Tampa | Tampa | $1,530.24 | $417.47 – $926.79 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $1,075.58 | $396.60 – $911.97 |
| Adventhealth Port Charlotte | Port Charlotte | $2,772.48 | $417.47 – $762.31 |
| cleveland clinic florida weston hospital | Weston | $2,414.10 | $25.42 – $2,946.10 |