Beta-2 microglobulin at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.52 with Simply vs $35.78 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $1.52
Molina Healthcare MGMCR $1.88
AvMed HMOFI $2.38
United OptionsPPO $2.41
Sunshine State Health Plan QHP $2.52
AvMed ASOEO $2.77
Aetna ASA $2.97
Molina Healthcare HIX $3.17
Humana HMO $3.76
Humana PPO $3.76
United GlobalBenefitPlan $4.46
Prime Health Sheriff WORKERSCOMP $4.95
Prime Health Sheriff COMM $4.95
AvMed HIXOON $4.95
Plotkin Health COMM $4.95
Multiplan Primary $7.72
Multiplan Complementary $8.41
PPO Next PPO $8.41
PPO Next COMM $8.41
NovaNet COMM $8.91
Humana TRICARE $14.67
TriWest Healthcare Alliance FED $15.86
United VACCN $16.18
United AllPayerAppendix $16.18
NDMS Definitive Care MGMCR $16.18
Veterans Evaluation Services MCR $16.18
Hospice Big Bend FED $16.18
Humana MGMCRHMO $16.18
Wellmed MGMCR $16.18
Humana MGMCRPPO $16.18
BCBS MCRHMO $16.50
BCBS MCRPPO $16.50
United MCR $16.50
Aetna MCR $16.58
Sunshine State MCR $16.99
WellCare MCR $16.99
American Health Plan MCR $17.15
Healthspring of Florida MGMGR $17.31
Florida Complete Care MCR $17.31
Align Senior Care MGMCR $17.31
Gold Kidney of Florida MCR $17.64
Clear Spring Health MCR $17.80
Centurion GVT $17.80
Ultimate Health Plan MCR $18.61
Longevity Health Plan MCR $19.42
Oscar HIX $21.84
Simply Healthcare HIX $25.24
CorVel Corporation WORKERSCOMP $33.99
Prime Health WC $34.71
Careworks (Rockport Community) WORKERSCOMP $35.78
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Beta-2 microglobulin at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $83.15 $16.18 – $61.16
Adventhealth Daytona Beach Daytona Beach $46.82 $15.37 – $27.00
Adventhealth Lake Wales Lake Wales $50.97 $16.18 – $35.92
Adventhealth Palm Coast Parkway Palm Coast $46.82 $15.37 – $34.56
Adventhealth Tampa Tampa $249.74 $16.18 – $35.92
AdventHealth New Smyrna Beach New Smyrna Beach $42.14 $15.37 – $35.35
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $333.00 $12.94 – $37.26
Adventhealth Port Charlotte Port Charlotte $119.40 $16.18 – $29.54

All Florida hospitals for this procedure →