Below elbow myoelectronic CT at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10,834.22 with Humana vs $13,403.16 with Longevity Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $10,834.22
TriWest Healthcare Alliance FED $10,945.91
Humana MGMCRPPO $11,169.30
Hospice Big Bend FED $11,169.30
Humana MGMCRHMO $11,169.30
United VACCN $11,169.30
NDMS Definitive Care MGMCR $11,169.30
Veterans Evaluation Services MCR $11,169.30
Wellmed MGMCR $11,169.30
BCBS MCRPPO $11,392.69
BCBS MCRHMO $11,392.69
United MCR $11,392.69
Aetna MCR $11,448.53
WellCare MCR $11,727.76
Sunshine State MCR $11,727.76
American Health Plan MCR $11,839.46
Align Senior Care MGMCR $11,951.15
Florida Complete Care MCR $11,951.15
Healthspring of Florida MGMGR $11,951.15
Gold Kidney of Florida MCR $12,174.54
Clear Spring Health MCR $12,286.23
Centurion GVT $12,286.23
Ultimate Health Plan MCR $12,844.69
Longevity Health Plan MCR $13,403.16

Visitor-reported prices

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Below elbow myoelectronic CT at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $8,935.44 – $13,403.16
cleveland clinic florida weston hospital Weston not published $16,885.36 – $16,885.36
martin north hospital Stuart not published $16,134.11 – $16,134.11
indian river hospital Vero Beach not published $20,231.52 – $20,231.52
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $10,834.22 – $16,195.48
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $10,610.83 – $16,195.48
HCA FLORIDA KENDALL HOSPITAL DORAL not published $10,834.22 – $23,455.53
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE not published $10,834.22 – $18,987.81

All Florida hospitals for this procedure →