Assay of lap enzyme at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$76.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$76.05

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$8.89 with Humana vs $72.50 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $8.89 ↓ -88%
TriWest Healthcare Alliance FED $9.61 ↓ -87%
United AllPayerAppendix $9.81 ↓ -87%
Humana MGMCRHMO $9.81 ↓ -87%
Humana MGMCRPPO $9.81 ↓ -87%
United VACCN $9.81 ↓ -87%
NDMS Definitive Care MGMCR $9.81 ↓ -87%
Wellmed MGMCR $9.81 ↓ -87%
Veterans Evaluation Services MCR $9.81 ↓ -87%
Hospice Big Bend FED $9.81 ↓ -87%
BCBS MCRHMO $10.01 ↓ -87%
United MCR $10.01 ↓ -87%
BCBS MCRPPO $10.01 ↓ -87%
Aetna MCR $10.06 ↓ -87%
WellCare MCR $10.30 ↓ -86%
Sunshine State MCR $10.30 ↓ -86%
American Health Plan MCR $10.40 ↓ -86%
Florida Complete Care MCR $10.50 ↓ -86%
Align Senior Care MGMCR $10.50 ↓ -86%
Healthspring of Florida MGMGR $10.50 ↓ -86%
Gold Kidney of Florida MCR $10.69 ↓ -86%
Clear Spring Health MCR $10.79 ↓ -86%
Centurion GVT $10.79 ↓ -86%
Ultimate Health Plan MCR $11.28 ↓ -85%
Simply MGMCR $11.71 ↓ -85%
Longevity Health Plan MCR $11.77 ↓ -85%
Oscar HIX $13.24 ↓ -83%
Molina Healthcare MGMCR $14.45 ↓ -81%
Simply Healthcare HIX $15.30 ↓ -80%
AvMed HMOFI $18.25 ↓ -76%
United OptionsPPO $18.48 ↓ -76%
Sunshine State Health Plan QHP $19.39 ↓ -75%
AvMed ASOEO $21.29 ↓ -72%
Aetna ASA $22.82 ↓ -70%
Molina Healthcare HIX $24.34 ↓ -68%
Humana HMO $28.90 ↓ -62%
Humana PPO $28.90 ↓ -62%
United GlobalBenefitPlan $34.22 ↓ -55%
Prime Health Sheriff COMM $38.02 ↓ -50%
AvMed HIXOON $38.02 ↓ -50%
Plotkin Health COMM $38.02 ↓ -50%
Prime Health Sheriff WORKERSCOMP $38.02 ↓ -50%
Multiplan Primary $59.32 ↓ -22%
PPO Next PPO $64.64 ↓ -15%
Multiplan Complementary $64.64 ↓ -15%
PPO Next COMM $64.64 ↓ -15%
NovaNet COMM $68.44 ↓ -10%
CorVel Corporation WORKERSCOMP $68.88 ↓ -9%
Prime Health WC $70.33 ↓ -8%
Careworks (Rockport Community) WORKERSCOMP $72.50 ↓ -5%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Assay of lap enzyme at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $11.16 $9.81 – $36.96
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $5.00 $7.85 – $75.49
cleveland clinic florida weston hospital Weston $106.60 $2.59 – $64.60
martin north hospital Stuart $106.60 $2.73 – $57.00
Boca Raton Regional Hospital BOCA RATON $50.70 $9.81 – $50.93
HCA FLORIDA BRANDON HOSPITAL TAMPA $69.76 $8.89 – $76.63
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $11.16 $9.81 – $36.96
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $11.16 $9.81 – $36.96

All Florida hospitals for this procedure →