Aqua therapy w/exercise/ea 15 min 97113 at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.70 with Oscar vs $184.86 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $26.70
TriWest Healthcare Alliance FED $31.33
NDMS Definitive Care MGMCR $31.97
Humana MGMCRHMO $31.97
Humana MGMCRPPO $31.97
United VACCN $31.97
Veterans Evaluation Services MCR $31.97
Wellmed MGMCR $31.97
Hospice Big Bend FED $31.97
BCBS MCRHMO $32.61
BCBS MCRPPO $32.61
United MCR $32.61
Aetna MCR $32.77
WellCare MCR $33.57
Sunshine State MCR $33.57
American Health Plan MCR $33.89
Florida Complete Care MCR $34.21
Align Senior Care MGMCR $34.21
Healthspring of Florida MGMGR $34.21
Simply Healthcare HIX $34.30
Humana TRICARE $34.40
Gold Kidney of Florida MCR $34.85
Centurion GVT $35.17
Clear Spring Health MCR $35.17
Cigna NBN $35.74
Ultimate Health Plan MCR $36.77
Longevity Health Plan MCR $38.36
Molina Healthcare MGMCR $39.03
CorVel Corporation WORKERSCOMP $40.85
Prime Health WC $41.71
Careworks (Rockport Community) WORKERSCOMP $43.00
AvMed HMOFI $49.30
United OptionsPPO $49.91
Sunshine State Health Plan QHP $52.38
AvMed ASOEO $57.51
Aetna ASA $61.62
Molina Healthcare HIX $65.73
Humana PPO $78.05
Humana HMO $78.05
Cigna ManagedCareHMO $85.24
Cigna PPO $85.24
United GlobalBenefitPlan $92.43
AvMed HIXOON $102.70
Prime Health Sheriff COMM $102.70
Prime Health Sheriff WORKERSCOMP $102.70
Plotkin Health COMM $102.70
Multiplan Primary $160.21
PPO Next COMM $174.59
PPO Next PPO $174.59
Multiplan Complementary $174.59
NovaNet COMM $184.86
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Aqua therapy w/exercise/ea 15 min 97113 at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $117.20 $35.46 – $249.05
Adventhealth Daytona Beach Daytona Beach $280.35 $36.51 – $64.14
Adventhealth Lake Wales Lake Wales $516.13 $38.43 – $85.31
Adventhealth Palm Coast Parkway Palm Coast $217.82 not published
Adventhealth Tampa Tampa $220.52 $38.43 – $85.31
AdventHealth New Smyrna Beach New Smyrna Beach $185.73 $36.51 – $83.95
Adventhealth Port Charlotte Port Charlotte $220.52 not published
cleveland clinic florida weston hospital Weston $137.15 $20.97 – $211.00

All Florida hospitals for this procedure →