Appl multlay comprs arm/hand at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$747.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$747.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$97.23 with Oscar vs $12,500.00 with Ultimate Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $97.23 ↓ -87%
Aetna QHP $113.68 ↓ -85%
Simply Healthcare HIX $124.90 ↓ -83%
Cigna NBN $130.13 ↓ -83%
Aetna PPO $157.81 ↓ -79%
Aetna HMO $157.81 ↓ -79%
United OptionsPPO $181.74 ↓ -76%
Sunshine State Health Plan QHP $190.71 ↓ -75%
Aetna ASA $224.37 ↓ -70%
Molina Healthcare HIX $239.33 ↓ -68%
Humana HMO $284.20 ↓ -62%
Humana PPO $284.20 ↓ -62%
Cigna ManagedCareHMO $310.38 ↓ -58%
Cigna PPO $310.38 ↓ -58%
United GlobalBenefitPlan $336.56 ↓ -55%
Prime Health Sheriff WORKERSCOMP $373.95 ↓ -50%
AvMed HIXOON $373.95 ↓ -50%
Plotkin Health COMM $373.95 ↓ -50%
Prime Health Sheriff COMM $373.95 ↓ -50%
Multiplan Primary $583.36 ↓ -22%
Multiplan Complementary $635.72 ↓ -15%
PPO Next PPO $635.72 ↓ -15%
PPO Next COMM $635.72 ↓ -15%
NovaNet COMM $673.11 ↓ -10%
BCBS MBN $1,296.00 ↑ +73%
BCBS BSL $1,296.00 ↑ +73%
BCBS SBN $1,296.00 ↑ +73%
CorVel Corporation WORKERSCOMP $1,311.37 ↑ +75%
Prime Health WC $1,338.98 ↑ +79%
Careworks (Rockport Community) WORKERSCOMP $1,380.39 ↑ +85%
BCBS PHS $1,632.00 ↑ +118%
BCBS HMO $1,696.00 ↑ +127%
BCBS PPO $1,723.00 ↑ +130%
BCBS NWB $1,723.00 ↑ +130%
Simply MGMCR $2,250.00 ↑ +201%
Molina Healthcare MGMCR $3,950.00 ↑ +428%
United AllPayerAppendix $4,128.00 ↑ +452%
AvMed HMOFI $8,168.00 ↑ +992%
AvMed ASOEO $8,971.00 ↑ +1099%
Ultimate Health Plan MCR $12,500.00 ↑ +1571%

Visitor-reported prices

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Appl multlay comprs arm/hand at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City not published $158.39 – $293.02
Adventhealth Daytona Beach Daytona Beach $500.08 $161.21 – $283.22
Adventhealth Palm Coast Parkway Palm Coast $583.68 not published
Adventhealth Tampa Tampa $1,741.99 $169.70 – $376.72
Adventhealth Port Charlotte Port Charlotte $628.85 $169.70 – $309.86
cleveland clinic florida weston hospital Weston $590.20 $19.57 – $1,595.00
martin north hospital Stuart $590.20 $19.95 – $681.00
indian river hospital Vero Beach $590.20 $20.52 – $726.40

All Florida hospitals for this procedure →