Appl modality 1/> areas paraffin bath 97018 at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.89 with Humana vs $214.20 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $5.89
TriWest Healthcare Alliance FED $5.90
NDMS Definitive Care MGMCR $6.02
Humana MGMCRHMO $6.02
Humana MGMCRPPO $6.02
United VACCN $6.02
Veterans Evaluation Services MCR $6.02
Wellmed MGMCR $6.02
Hospice Big Bend FED $6.02
BCBS MCRHMO $6.14
BCBS MCRPPO $6.14
United MCR $6.14
Aetna MCR $6.17
Sunshine State MCR $6.32
WellCare MCR $6.32
American Health Plan MCR $6.38
Healthspring of Florida MGMGR $6.44
Florida Complete Care MCR $6.44
Align Senior Care MGMCR $6.44
Gold Kidney of Florida MCR $6.56
Centurion GVT $6.62
Clear Spring Health MCR $6.62
Ultimate Health Plan MCR $6.92
Longevity Health Plan MCR $7.22
CorVel Corporation WORKERSCOMP $9.50
Prime Health WC $9.70
Careworks (Rockport Community) WORKERSCOMP $10.00
Oscar HIX $30.94
Simply Healthcare HIX $39.75
Cigna NBN $41.41
Molina Healthcare MGMCR $45.22
AvMed HMOFI $57.12
United OptionsPPO $57.83
Sunshine State Health Plan QHP $60.69
AvMed ASOEO $66.64
Aetna ASA $71.40
Molina Healthcare HIX $76.16
Humana PPO $90.44
Humana HMO $90.44
Cigna ManagedCareHMO $98.77
Cigna PPO $98.77
United GlobalBenefitPlan $107.10
AvMed HIXOON $119.00
Prime Health Sheriff COMM $119.00
Prime Health Sheriff WORKERSCOMP $119.00
Plotkin Health COMM $119.00
Multiplan Primary $185.64
PPO Next COMM $202.30
PPO Next PPO $202.30
Multiplan Complementary $202.30
NovaNet COMM $214.20
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $57.60 $6.06 – $122.40
Adventhealth Daytona Beach Daytona Beach $156.18 $6.34 – $11.13
Adventhealth Lake Wales Lake Wales $198.66 $6.67 – $14.81
Adventhealth Palm Coast Parkway Palm Coast $208.61 not published
Adventhealth Tampa Tampa $261.59 $6.67 – $14.81
AdventHealth New Smyrna Beach New Smyrna Beach $85.83 $6.34 – $14.57
Adventhealth Port Charlotte Port Charlotte $253.76 not published
cleveland clinic florida weston hospital Weston $135.20 $4.70 – $176.80

All Florida hospitals for this procedure →