Ammonia at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.20 with Humana vs $449.91 with NovaNet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $13.20
TriWest Healthcare Alliance FED $14.28
United AllPayerAppendix $14.57
Humana MGMCRHMO $14.57
Humana MGMCRPPO $14.57
United VACCN $14.57
NDMS Definitive Care MGMCR $14.57
Wellmed MGMCR $14.57
Veterans Evaluation Services MCR $14.57
Hospice Big Bend FED $14.57
BCBS MCRPPO $14.86
United MCR $14.86
BCBS MCRHMO $14.86
Aetna MCR $14.93
WellCare MCR $15.30
Sunshine State MCR $15.30
American Health Plan MCR $15.44
Florida Complete Care MCR $15.59
Align Senior Care MGMCR $15.59
Healthspring of Florida MGMGR $15.59
Gold Kidney of Florida MCR $15.88
Centurion GVT $16.03
Clear Spring Health MCR $16.03
Ultimate Health Plan MCR $16.76
Longevity Health Plan MCR $17.48
Oscar HIX $19.67
Simply Healthcare HIX $22.73
Simply MGMCR $76.98
Molina Healthcare MGMCR $94.98
AvMed HMOFI $119.98
United OptionsPPO $121.48
Sunshine State Health Plan QHP $127.47
AvMed ASOEO $139.97
Aetna ASA $149.97
Molina Healthcare HIX $159.97
Humana HMO $189.96
Humana PPO $189.96
CorVel Corporation WORKERSCOMP $206.63
Prime Health WC $210.98
Careworks (Rockport Community) WORKERSCOMP $217.51
United GlobalBenefitPlan $224.96
AvMed HIXOON $249.95
Prime Health Sheriff WORKERSCOMP $249.95
Plotkin Health COMM $249.95
Prime Health Sheriff COMM $249.95
Multiplan Primary $389.92
Multiplan Complementary $424.92
PPO Next PPO $424.92
PPO Next COMM $424.92
NovaNet COMM $449.91
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ammonia at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $51.82 $14.57 – $54.80
Adventhealth Daytona Beach Daytona Beach $310.65 $13.84 – $24.32
Adventhealth Lake Wales Lake Wales $599.61 $14.57 – $32.35
Adventhealth Palm Coast Parkway Palm Coast $328.78 $13.84 – $31.12
Adventhealth Tampa Tampa $460.32 $14.57 – $32.35
AdventHealth New Smyrna Beach New Smyrna Beach $257.36 $13.84 – $31.83
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $623.00 $11.66 – $226.47
Adventhealth Port Charlotte Port Charlotte $107.09 $14.57 – $26.60

All Florida hospitals for this procedure →