Albumin (human), 5%, 250 ml at HCA FLORIDA GULF COAST HOSPITAL
449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589
$549.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$549.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$51.49 with Humana vs $494.10 with NovaNet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $51.49 | ↓ -91% |
| BCBS | SBN | $63.13 | ↓ -89% |
| BCBS | BSL | $63.13 | ↓ -89% |
| BCBS | MBN | $63.13 | ↓ -89% |
| BCBS | HMO | $80.15 | ↓ -85% |
| BCBS | PPO | $80.15 | ↓ -85% |
| BCBS | NWB | $80.15 | ↓ -85% |
| Simply | MGMCR | $84.55 | ↓ -85% |
| United | AllPayerAppendix | $87.58 | ↓ -84% |
| United | OptionsPPO | $133.41 | ↓ -76% |
| BCBS | PHS | $138.90 | ↓ -75% |
| Aetna | ASA | $164.70 | ↓ -70% |
| Molina Healthcare | HIX | $175.68 | ↓ -68% |
| United | GlobalBenefitPlan | $247.05 | ↓ -55% |
| Plotkin Health | COMM | $274.50 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $274.50 | ↓ -50% |
| Prime Health Sheriff | COMM | $274.50 | ↓ -50% |
| AvMed | HIXOON | $274.50 | ↓ -50% |
| Evolutions | COMM | $301.95 | ↓ -45% |
| Multiplan | Primary | $428.22 | ↓ -22% |
| Multiplan | Complementary | $466.65 | ↓ -15% |
| PPO Next | COMM | $466.65 | ↓ -15% |
| PPO Next | PPO | $466.65 | ↓ -15% |
| NovaNet | COMM | $494.10 | ↓ -10% |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Albumin (human), 5%, 250 ml at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Sacred Heart Bay (Bay County Health System, Inc.) | Panama City | $134.62 | $64.76 – $71.24 |
| Adventhealth Daytona Beach | Daytona Beach | $1,007.39 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $992.05 | not published |
| Adventhealth Tampa | Tampa | $1,920.33 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $823.85 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $316.00 | not published |
| Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) | Jacksonville | $253.48 | $64.76 – $132.69 |
| Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) | Pensacola | $108.03 | $71.24 – $87.58 |