Albumin (human), 25%, 50ml at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.39 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $14.39
BCBS MCRHMO $14.44
Aetna MCR $16.83
BCBS MBN $28.05
BCBS SBN $28.05
BCBS BSL $28.05
BCBS HMO $35.61
BCBS NWB $35.61
BCBS PPO $35.61
Simply MGMCR $37.56
Humana TRICARE $51.49
United OptionsPPO $59.27
BCBS PHS $61.71
Aetna ASA $73.17
Molina Healthcare HIX $78.05
United AllPayerAppendix $87.58
United GlobalBenefitPlan $109.75
Prime Health Sheriff COMM $121.95
Prime Health Sheriff WORKERSCOMP $121.95
Plotkin Health COMM $121.95
AvMed HIXOON $121.95
Evolutions COMM $134.15
Multiplan Primary $190.24
Multiplan Complementary $207.31
PPO Next COMM $207.31
PPO Next PPO $207.31
NovaNet COMM $219.51
American Health Plan MCR $15,000.00
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Albumin (human), 25%, 50ml at other Florida hospitals

Hospital City Cash price Negotiated range
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $44.90 $64.76 – $68.85
Adventhealth Daytona Beach Daytona Beach $1,188.41 not published
Adventhealth Palm Coast Parkway Palm Coast $901.09 not published
Adventhealth Tampa Tampa $1,970.37 not published
AdventHealth New Smyrna Beach New Smyrna Beach $862.91 not published
Adventhealth Port Charlotte Port Charlotte $726.00 not published
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $67.19 $64.76 – $132.69
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $288.40 $68.85 – $87.58

All Florida hospitals for this procedure →