Ablate heart dysrhythm focus at HCA FLORIDA GULF COAST HOSPITAL

449 WEST 23RD STREET, PANAMA CITY, FL · HCA Florida Healthcare · · NPI 1699721589

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$28,680.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$28,680.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$671.65 with CorVel Corporation vs $47,578.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $671.65 ↓ -98%
Prime Health WC $685.79 ↓ -98%
Careworks (Rockport Community) WORKERSCOMP $707.00 ↓ -98%
Evolutions COMM $5,300.00 ↓ -82%
Molina Healthcare MGMCR $5,449.24 ↓ -81%
United AllPayerAppendix $6,839.00 ↓ -76%
AvMed HMOFI $6,883.25 ↓ -76%
United OptionsPPO $6,969.29 ↓ -76%
AvMed ASOEO $8,030.46 ↓ -72%
Aetna ASA $8,604.06 ↓ -70%
Molina Healthcare HIX $9,611.00 ↓ -66%
Aetna QHP $9,809.00 ↓ -66%
Sunshine State Health Plan QHP $10,204.00 ↓ -64%
United GlobalBenefitPlan $12,906.09 ↓ -55%
Prime Health Sheriff COMM $14,340.10 ↓ -50%
Prime Health Sheriff WORKERSCOMP $14,340.10 ↓ -50%
AvMed HIXOON $14,340.10 ↓ -50%
Plotkin Health COMM $14,340.10 ↓ -50%
Aetna HMO $14,720.00 ↓ -49%
Aetna PPO $14,720.00 ↓ -49%
BCBS PHS $17,306.00 ↓ -40%
BCBS MBN $17,695.00 ↓ -38%
BCBS BSL $17,695.00 ↓ -38%
BCBS SBN $17,695.00 ↓ -38%
Cigna NBN $19,890.00 ↓ -31%
Multiplan Primary $22,370.56 ↓ -22%
BCBS HMO $23,118.00 ↓ -19%
BCBS NWB $23,478.00 ↓ -18%
BCBS PPO $23,478.00 ↓ -18%
PPO Next COMM $24,378.17 ↓ -15%
PPO Next PPO $24,378.17 ↓ -15%
Multiplan Complementary $24,378.17 ↓ -15%
NovaNet COMM $25,812.18 ↓ -10%
Oscar HIX $33,379.00 ↑ +16%
Humana HMO $35,663.00 ↑ +24%
Humana PPO $35,663.00 ↑ +24%
Simply Healthcare HIX $38,312.00 ↑ +34%
Cigna PPO $47,578.00 ↑ +66%
Cigna ManagedCareHMO $47,578.00 ↑ +66%

Visitor-reported prices

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Ablate heart dysrhythm focus at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $20,892.22 $7,737.77 – $13,594.05
Adventhealth Tampa Tampa $21,161.10 $8,145.02 – $18,081.96
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $39,056.00 $671.65 – $685.79
Adventhealth Port Charlotte Port Charlotte $20,103.05 $8,145.02 – $14,872.82
cleveland clinic florida weston hospital Weston $17,949.10 $435.33 – $23,471.90
martin north hospital Stuart $17,949.10 $435.33 – $13,807.00
indian river hospital Vero Beach $17,949.10 $435.33 – $22,091.20
Baptist Hospital MIAMI $17,585.75 $173.17 – $24,349.50

All Florida hospitals for this procedure →